Skip to main content
  • Sign up

    • What is the cheapest way to send money abroad?

    Create a free account today and start saving on your money transfers.

    The more you send, the more you save

    Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

    With Wise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

    13 million customers

    Read on Trustpilot

    Authorised by the FinCEN

    Learn more

    Global support

    Learn more

    Safeguarded at leading banks.

    We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

    Dedicated support team.

    We know that sending large amounts can be stressful, so you can reach a specialist for support whenever you need it.

    Extra secure transactions.

    We use two factor authentication to protect your account. That means only you can get to your money.

    Find the cheapest international money transfer

    At Wise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, cheap money transfers, every time.

    Compare Wise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.

    Compare Providers for USD to GBP

    How to send a cheap money transfer in 3 easy steps

    Choose your payment method
    1

    Choose your payment method

    Funding your money transfer with a bank transfer is usually the cheapest way to send money abroad.

    Get the cheapest rate possible.
    2

    Get the cheapest rate possible.

    Wise always gives you the real and fair mid-market exchange rate. If the rate is not good right now, sign up for Rate alerts to receive an email notification when the rate changes.

    Money is locally delivered.
    3

    Money is locally delivered.

    The recipient gets money in their currency directly to their bank account.

    Create free account now

    We have a 4.6 out of 5 rating on Trustpilot

    It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

    Perfect👍👍👍👍👍
    Kestutis Nakonecnij
    Published 6 hours ago

    Best bank ever..
    Sandra Von Cotta Schønberg
    Published 7 hours ago

    Safe and quick
    Lars Göran Hedin
    Published 7 hours ago
    Reviews from:

    The best ways to send money internationally

    Choosing the right way to send money with Wise will depend on where you’re sending money from and to, and your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

    Here are the best ways to transfer money internationally with Wise:

    • Direct Debit

      Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

    • Bank Transfer

      Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option here.

    • Debit Card

      Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card here.

    • Credit Card

      Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card here.

    Wise is easy

    How to make a cheap money transfer internationally

    Wise makes cheap international money transfers a breeze.

    1. Just tap in how much, and where to.
    2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
    3. And that's it.

    Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

    Available payment methods
    • Direct Debit
    • Bank Transfer
    • Debit Card
    • Credit Card

    Things to consider to find a truly cheap way to send money internationally

    • Fees

      Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.

    • Exchange rates

      A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.

    • Transfer time

      Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.

    • Security and financial protection

      Wise is an Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA). With Wise, you’ll know where your money is every step of the way.

    Wise is safe and secure

    Wise is an authorised Electronic Money Institution independently regulated by the Financial Crimes Enforcement Network (FinCEN) in the USA.

    This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

    We're trusted by 13 million people and counting.

    Are you ready for the cheap way to transfer money abroad?

    Send your money abroad with Wise, today.

    Start now

    FAQs