What is the cheapest way to send money abroad?
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The more you send, the more you save
Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.
With Wise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.
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Over 13 million customers
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Safeguarded at leading banks.
We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.
Dedicated support team.
We know that sending large amounts can be stressful, so you can reach a specialist for support whenever you need it.
Extra secure transactions.
We use two factor authentication to protect your account. That means only you can get to your money.
Find the cheapest international money transfer
At Wise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, cheap money transfers, every time.
Compare Wise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.
How to send a cheap money transfer in 3 easy steps

Choose your payment method
Funding your money transfer with a bank transfer is usually the cheapest way to send money abroad.

Get the cheapest rate possible.
Wise always gives you the real and fair mid-market exchange rate. If the rate is not good right now, sign up for Rate alerts to receive an email notification when the rate changes.

Money is locally delivered.
The recipient gets money in their currency directly to their bank account.
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It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com
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The best ways to send money internationally
Choosing the right way to send money with Wise will depend on where you’re sending money from and to, and your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.
Here are the best ways to transfer money internationally with Wise:
Wise is easy
How to make a cheap money transfer internationally
Wise makes cheap international money transfers a breeze.
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
Things to consider to find a truly cheap way to send money internationally
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Fees
Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.
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Exchange rates
A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.
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Transfer time
Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.
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Security and financial protection
Wise is an Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA). With Wise, you’ll know where your money is every step of the way.
Wise is safe and secure
Wise is an authorised Electronic Money Institution independently regulated by the Financial Crimes Enforcement Network (FinCEN) in the USA.
This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
We're trusted by 13 million people and counting.
Are you ready for the cheap way to transfer money abroad?
Send your money abroad with Wise, today.
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