Stanford Federal Credit Union international wire transfer: Fees, limits, and rates

Stanford Federal Credit Union® is a member-owned financial institution that provides accounts and transfer solutions for the Stanford community.¹

Let’s take a look at how to send a Stanford Federal Credit Union international wire transfer, including transfer fees and limits.

Heading abroad? Use Wise to send money to over 160 countries – all at the fair mid-market exchange rate.

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Table of contents

Can I make an international wire transfer with Stanford Federal Credit Union? Stanford Federal Credit Union international wire transfer fee Stanford Federal Credit Union exchange rates How do you make a Stanford Federal Credit Union international wire transfer? Make fast, secure and low cost international transfers with Wise What information do I need to make an international wire transfer? How long does an international wire transfer with Stanford Federal Credit Union take? What is the wire transfer limit for Stanford Federal Credit Union? Stanford Federal Credit Union contact information Stanford Federal Credit Union international wire transfer FAQs

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Can I make an international wire transfer with Stanford Federal Credit Union?

You can send an international wire transfer with Stanford Federal Credit Union.

You’ll need to send your wire through Stanford FCU’s online banking portal – and the provider also partners with Wise to offer easy international money transfers.

You can use Wise to send money abroad without hidden fees or hefty exchange rate costs, including 24/7 same-day transfers.²

Stanford Federal Credit Union international wire transfer fee

You’ll pay a few fees for your Stanford FCU wire transfer. Let’s take a closer look.

Fee	Cost
Outgoing international wire transfer	20 USD per wire – 10 USD for Stanford FCU partners
Outgoing international transfer with Wise	The provider doesn’t add a fee – Wise charges from 0.33% per transfer*
Incoming wire transfers	Free³

As well as SFCU’s wire transfer fee, you may also need to pay additional fees levied by any correspondent or intermediary banks.

If your receiving bank can only receive US funds, you’ll need to use a US correspondent bank to facilitate the transfer. This provider may add a charge – and these costs can start to rack up.²

Stanford Federal Credit Union exchange rates

You’ll also need to think about exchange rate charges. Providers can set their own rates – and many banks add a markup to the standard mid-market exchange rate to make a profit from your transaction.

At Stanford Federal Credit Union, you’ll need to send your wire in your recipient’s currency, so SFCU will automatically convert the transfer for you.²

This can help you save on intermediary exchange rate charges, as SFCU will exchange your funds, rather than the intermediary or correspondent bank. You’ll see the exchange rate used for your transaction before you come to send it.⁴

If you use Wise for your transfer, you can send money to over 160 countries at the mid-market exchange rate. You’ll also get access to Wise’s low-cost, transparent global transfer service.

How do you make a Stanford Federal Credit Union international wire transfer?

It’s easy to send a Stanford Federal Credit Union money transfer. Here’s your step-by-step guide.

Step 1. Log into online banking and click “Menu”. Then, select “Move Money” and “International Transfers”

Step 2. Select “Send International Wire” and enter the amount in US dollars

Step 3. Select the currency you want to send – you can click “Get Rate” to see the exchange rate used for your transaction

Step 4. Select “Create Order” and follow the on-screen prompts to enter your beneficiary’s personal and bank details

Step 5. If you need to use a correspondent bank, select “Add Correspondent Bank” and follow the on-screen prompts

Step 6. Add the payment purpose details and then select “Next”

Step 7. Review your transaction – if everything looks right, select “Confirm & Pay”

Step 8. Next, you’ll need to check the order details and select “Add to order”

Step 9. Select “Get Quote” to go to your order summary. Scroll down and select “Submit”

Step 10. Finally, you’ll need to accept Stanford FCU’s disclosure statement and enter your email address. Select “Accept and Email” to complete your international transfer⁴

You can also send a Stanford FCU transfer with Wise. Simply select “Send Wise Payment” and follow the prompts to make your transfer.⁵

Make fast, secure and low cost international transfers with Wise

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*Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.

What information do I need to make an international wire transfer?

You’ll need a few key pieces of information to make your international wire transfer, including your beneficiary’s name, address, and bank account number. You may also need your beneficiary bank’s name, address, and Swift code.

Here are Stanford FCU’s wire transfer details for incoming transfers.

Information	Details
Routing number	3211-7772-2
Swift code	SFCUUS66
Address	Stanford Federal Credit Union, 1860 Embarcadero Road, Palo Alto CA 94303⁶

How long does an international wire transfer with Stanford Federal Credit Union take?

Stanford FCU should initiate your transfer on the same day. However, if you send your SFCU international wire after 1 pm PT, your transfer will be scheduled for the next business day.⁷

If you send your transfer through Wise, your recipient should receive your payment on the same day.⁷ The time it takes for your international wire transfer to arrive may depend on local processing times.

What is the wire transfer limit for Stanford Federal Credit Union?

You can’t send more than 10 Stanford FCU transfers per account per day, totaling no more than 15,000 USD per day. This may depend on your account or transfer type.⁸

Stanford Federal Credit Union contact information

If you need help with your transaction, you can get in touch with the Stanford Federal Credit Union customer service team. Here are the details you’ll need:

• Phone number: 888-723-7328
• Live chat: Available Monday to Friday (9 am to 5 pm PT) and Saturday (10 am to 3 pm PT)

You can also visit a virtual branch during business hours or ask a question via online banking if you’re already a Stanford FCU member.⁷

Stanford Federal Credit Union international wire transfer FAQs

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Can credit unions send international wire transfers?

Yes, many credit unions will let you send and receive international wire transfers. For example, you can send a domestic or international wire transfer with Stanford Federal Credit Union.

What is the SWIFT code for Stanford Federal Credit Union?

Stanford Federal Credit Union’s Swift code is SFCUUS66. You may also need the provider’s routing number to send or receive an international wire transfer.

What is the routing number for a Stanford Federal Credit Union wire transfer?

Stanford FCU’s routing number is 3211-7772-2. You’ll need this information to receive an international Stanford Federal Credit Union wire. You may also need the provider’s SWIFT code for your wire transfer.

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It’s easy to send a wire transfer with Stanford Federal Credit Union, including fast digital options to move your money around the globe.

You can send money in your recipient’s currency or make a Wise money transfer, which could help you cut down on expensive exchange rate charges.

However, it’s important to look out for SFCU’s wire transfer fees. You’ll also need to make sure to enter the right information for your transaction.

To explore your international spending options, check out Wise.

Sources

1. Stanford Federal Credit Union
2. Stanford Federal Credit Union - Wire transfers
3. Stanford Federal Credit Union - Service fees
4. Stanford Federal Credit Union - How to send an international wire
5. Stanford Federal Credit Union - How to send an international transfer and view a pending transaction with Wise
6. Stanford Federal Credit Union - Wire instructions
7. Stanford Federal Credit Union - How do I send or receive wire transfers?
8. Stanford Federal Credit Union - Online banking terms and conditions

Sources checked 10.18.2024