Personal Finance Money transfer

Does Venmo charge international fees?

Alexis Konovodoff

18.02.25

Read time 2 minutes

Venmo is a popular mobile payment app that makes it easy to split bills and share expenses.

You can send money to friends, make purchases, and even like or comment on your contacts' public payments. Many people use it for everyday transactions like paying rent or splitting dinner costs.

If you're wondering about Venmo's international fees, there's a simple answer: Venmo doesn't have any international fees because it doesn't allow you to send international transfers.¹

You can only use Venmo within the US.¹

Table of contents
Does Venmo work internationally? Make fast, secure and low cost international transfers with Wise Venmo fees: full breakdown Does Venmo charge foreign transaction fees?

Does Venmo work internationally?

No, Venmo only works in the US. You can't send an international money transfer to people in another country or use the app while traveling abroad.¹

If you try to access Venmo while you're abroad, you'll get an error message and won't be able to use any of the features.¹

This means that if you're planning to travel or move overseas, you'll need to use a different payment service.

💡Learn more about the best Venmo international alternatives in our full guide.

Make fast, secure and low cost international transfers with Wise

Send money to 160+ countries with the mid-market exchange rate and low, transparent fees with Wise. Set up a free Wise account online or in the Wise app, to transfer money fast in 40+ currencies.

Over 50% of Wise payments arrive instantly* — and all Wise transfers are deposited directly into your recipient's bank account for convenience.

No ongoing fees, no hidden charges and no hassle — just fast, transparent international transfers that can beat the banks.

Get started with Wise

*Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.

Venmo fees: full breakdown

Venmo doesn't charge international fees, but they do have fees for certain domestic services. Here's what you can expect.

Service	Fee²
Credit card transfer	3%
Sending money to digital wallets using Visa+	1.75% (min 0.25 USD, max 25 USD)
Withdrawing money using Instant Transfer	1.75% (min 0.25 USD, max 25 USD)
Out-of-network ATM withdrawals	2.50 USD
Over-the-counter cash withdrawals	3 USD
Check deposits	1 to 5%

Overall, Venmo does their best to minimize fees.

There are no monthly fees, and many of the features, such as receiving Venmo payments from Venmo users, don't have any cost.²

Does Venmo charge foreign transaction fees?

You can't use the Venmo app abroad, so naturally there are no foreign transaction fees.¹

That said, the Venmo credit card works internationally with no foreign transaction fees. You can make purchases abroad without extra charges, but you may face ATM fees when withdrawing cash from out-of-network machines.³

💡 Learn more about all Venmo fees in our complete guide.

So, is Venmo international? Unfortunately, no. Venmo is very convenient to use in the US, but you'll need to find an alternative if you want to send money to a friend or a business in another country.¹

The only thing you can use internationally is the Venmo credit card.³

To send high-speed, low-fee transfers to over 160 countries, use Wise.

💡 More on Venmo:
Is Venmo safe? How to add money to Venmo Can you add money to Venmo with a bank account? How to cancel a Venmo payment Venmo transfer limits Venmo Business vs Personal What is the Venmo debit card? How to delete your Venmo account

Sources

Venmo - Accessing Venmo while abroad
Venmo - About Venmo fees
Venmo - Using Your Venmo credit card

Sources checked 01.27.2025

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.