New: Send Chinese yuan instantly to Alipay users

Chee-Xuan Tang
2 minute read

We’re excited to announce our partnership with Alipay. We’ve linked up to introduce a new way for recipients in China to receive money. You only need your recipient’s name and Alipay ID. And as always, your money will be sent with the real exchange rate — like the one you see on Google.

How do I send CNY to Alipay users?

  1. Log in to Wise and set up a transfer to CNY.
  2. Tell us who you're sending to and enter your recipient's name and Alipay ID.
  3. Tell us why you're sending money and confirm your details.
  4. Pay for your transfer.
  5. Tell your recipient to look out for a push notification from Alipay.

What currencies can I send from?

You can send money from a personal account from the following 24 currencies supported by Wise. USD, GBP, HKD, SGD, EUR, AUD, CAD, JPY, BGN, CZK, DKK, HUF, NOK, PLN, RON, SEK, HRK, MYR, NZD, AED, CHF, BRL, TRY and IDR. Business accounts are currently not supported.

Who can I send CNY to?

Anyone can receive money if they’re a Chinese citizen and have a bank card linked to their Alipay ID. You can send CNY to individual recipients but not businesses. Your money will arrive in your recipient’s bank linked to their Alipay ID within seconds. If their bank card isn’t linked to their Alipay ID yet, they’ll have to link it within 48 hours of you sending the money.

How much can I send?

Each transaction’s capped at 31,000 CNY, with an annual limit of 500,000 USD, or equivalent in CNY.

How much does it cost to send money to China?

The following costs are the estimated transfer fees when sending 10,000 CNY to China with bank debit (ACH) as payment method for USD and bank transfer as payment method for the rest. Total fees consist of upfront transfer fee and pay-in fees dependent on your pay-in method.

Send fromFees
AUDAUD 31.15
GBPGBP 14.33
HKDHKD 148.91
JPY2,754 JPY
USDUSD 25.08

Total fees may vary depending on how you pay for your transfer. Bank transfer is a free pay-in method and it may take some time for your money to reach Wise, depending on your bank.

If you need to make an urgent transfer, you can pay with debit or credit card, with a fee. As soon as we receive your money, we’ll pay out to your Alipay recipient instantly.

For our latest pricing, visit our fees calculator.

How can I receive money through Alipay?

You can receive money for free through Alipay when your sender transfers you money using Wise. Follow the steps below to make sure your account’s set up to receive money.

  1. Log in to Alipay and complete real-name authentication.
  2. Find 跨境汇款 (Global Remittance) mini app in Alipay app and link your bank card to your Alipay ID.
  3. Give your sender your name and Alipay ID — either your mobile number or email address.
  4. You’ll get a notification once the sender has transferred the money.

For more information, view this step-by-step guide in English and Mandarin

We’re on a mission to make your life easier and save you money. With this partnership, you’ll be able to send CNY to Alipay users seamlessly or receive money faster and easier from Wise.

Wise is the smart, new way to send money abroad.

Find out more

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