Ria money transfer review: US guide [2025]
Here’s all you really need to know about making international transfers with Ria. We've done the research for you, so kick back and read on.
You can use ICICI Bank® to send an international wire transfer across the world, including online and in-person payments.
Let’s take a look at how to send an ICICI Bank international money transfer, including fees, exchange rate charges, and speed.
Traveling overseas? Use Wise to send and receive your money in over 40 currencies and 160 countries – all at the fair mid-market exchange rate.
You can send an international ICICI wire transfer in over 20 currencies, including USD, EUR, GBP, and CAD. The bank offers a fast and convenient service, with the option to send your transfer in person or online.¹
You can send your wire transfer directly or use ICICI’s global transfer service, Money2World®. This platform is available 24/7 for ICICI account holders.²
You can also use Money2India® to send money from the US to India, including fast, low-cost transfers that will reach your recipient within 4 hours.³
Let’s take a look at how much it costs to send an international wire transfer to the US in USD with ICICI Bank.¹
Transfer method | Charge for resident customers | Charge for non-resident Indian customers |
---|---|---|
Wire transfer via ICICI Bank online banking | 1000 Indian rupees (INR) | 500 INR |
Wire transfer via an ICICI Bank branch | 1500 INR | N/A |
ICICI’s international wire transfer fee may depend on which country and currency you want to send.
These costs don’t include additional fees charged by any intermediary banks your transaction may pass through. Your recipient’s correspondent bank may also charge a fee to receive your wire.¹
If you’re using ICICI’s Money2India service to send money from the US to India, you’ll pay a nominal fee of 4 USD to send less than 1000 USD.³
You’ll need to look into how much it costs to exchange currencies for your international wire transfer.
Look out for the mid-market exchange rate. This is the only fair rate out there – but many providers will add a markup to make money from your transaction.
Often, the intermediary bank used to make your wire transfer will convert your money into the correct currency for your recipient – and this conversion isn’t typically done at the mid-market rate.
ICICI Bank displays its exchange rates online, but this is indicative only. The rate can fluctuate depending on when you send your wire transfer, meaning you won’t know exactly how much your wire will cost until you come to send it.⁴
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No ongoing fees, no hidden charges and no hassle — just fast, transparent international transfers that can beat the banks.
*Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.
There are a few different ways to wire money with ICICI Bank, including online and in-person payment methods. Let’s take a closer look.
If you’re a non-resident Indian with an ICICI Bank account, simply follow these steps:
Step 1. Log into ICICI Bank’s online banking portal
Step 2. Click “Payments and Transfer” and select “Funds Transfer”
Step 3. Select “An overseas account from NRE/FCNR account”
Step 4. Add your recipient’s account details and enter the transfer amount
Step 5. Follow the on-screen prompts to initiate your transfer⁵
If you’re a resident Indian with an ICICI account, you can also make your international wire transfer online. Let’s take a look.
Step 1. Log into online banking and click “An overseas account through Money2World”
Step 2. Add your recipient’s bank details and enter the amount you want to send
Step 3. Fund the transfer from your bank account and follow the on-screen prompts to initiate your payment
If you don’t have an ICICI Bank account but you’re a resident Indian, you can wire money online via Money2World.
You’ll need to register with the service, add your bank details, and enter your recipient’s information to initiate your transfer.⁵
You can also make an ICICI wire transfer at your local branch. Simply speak to a teller to complete your international transfer.
You may also need to provide a few documents, such as proof of identity or address.⁵
You’ll need a few key pieces of information to send your international wire transfer, such as:
- your name and address
- your bank name and address
- your bank details, like your account number and routing number
- your contact details
- the purpose of your payment⁶
Here are ICICI Bank’s transfer details, including the bank’s SWIFT code for international wire transfers.
Information | Details |
---|---|
Bank name | JP Morgan Chase, New York |
ICICI Bank SWIFT code/BIC | CHASUS33XXX |
Bank clearing code | FED ABA 021000021 |
Account number | 400808595 USD |
Beneficiary bank | ICICI Bank Ltd., Mumbai, India⁶ |
Your international wire transfer should arrive with your recipient within 1 to 3 working days, but the time it takes to send your wire can depend on which currency you choose.
If you use ICICI Bank’s Money2India service, your transfer should only take 4 hours. You can track your international wire transfer at any time via ICICI Bank’s online banking portal.⁷
Non-resident Indian ICICI account holders can typically send up to 1 million USD per financial year.²
If you’re using Money2India to send money from the US, new customers can send 5000 USD a day via express transfer or e-transfer.³
If you want to get in touch with ICICI for more information, here are the details you’ll need for ICICI Bank’s New York branch:
- Phone: 1-646-827-8450
- Email: usaccountmanager@icicibank.com
- Address: ICICI Bank Limited, New York Branch, 575 Fifth Ave, 26th Floor, New York, NY 10017 USA
For Money2India or ICICI’s India branch, you’ll need to use the following contact information:
- Phone: 1-866-ICICI-4U / 1-866-424-2448
- Email: nri@icicibank.com
You can also get in touch with the California or Texas branch for support with your transaction.⁸
It’s easy to send money to an international bank account from ICICI Bank. You can use ICICI’s online banking portal or send your payment through Money2World.
You can also visit a branch, including options for foreign nationals or resident Indians.
ICICI charges a flat fee for international wire transfers. For example, it costs 1000 INR to send a global transfer via online banking to the US in USD.
Yes, you can send a wire transfer online with ICICI Bank. Send a direct wire via ICICI’s online banking portal or use ICICI Bank’s Money2World service.
You can send a wire transfer to ICICI Bank from the US. Use the Money2India service to initiate your transfer or send a direct payment.
Make sure to use ICICI Bank’s wire transfer details to complete your transfer, including the bank’s unique Swift code and US account number.
ICICI Bank international money transfer is an easy, fast way to wire money abroad, including payments in multiple currencies.
However, you’ll pay a flat fee for your transfer – and you’ll need to look into any exchange rate charges for your payment.
To start sending low-fee international transfers across the world, check out Wise.
Sources
Sources checked 10.11.2024
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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