How to Get, Activate and Use Your Cash App Card

Vivien Thuri
04.06.21
3 minute read

Are you bored with your standard debit card? Perhaps you’ve been day-dreaming about a debit card you can customize. If so, then you may be interested in Cash App’s “Cash card”.

If you want to join the cool-card club, then stick around to learn how to sign up for a Cash App card, as well as how to use it. If you also want to learn about alternative debit cards then good news - the Wise debit card will also be put under the microscope.

Learn about Wise's debit card

How to get a Cash App card - also known as Cash Card

If you want to join the Cash App card club, then you’re in luck - the process is quick and easy.

On top of this, the card is free to order. If you’re wondering how to get a Cash App card, then wonder no longer - all you need to do is:

  1. Open Cash App
  2. Click the “Cash Card” tab
  3. Click “Get Cash Card”
  4. Click “Continue”
  5. Follow the remaining steps¹

And finito - that’s it! Your card should arrive within no more than 10 business days.¹ “But how do I use my Cash App card?” you might be thinking.

Once you get your Cash card, you’ll need to activate it. After that you can begin using it anywhere Visa is accepted, in stores and online.¹

Also, what’s especially cool about the card is that you can customize it. You can decide the color of it, as well as add an emoji and signature on it.² Not your average debit card, right?


How to activate a Cash App card

Once your shiny new card arrives, there’s just one step left until you can begin using it. That is activating it. Let's see how you can do that.

There are two ways to activate your card:

  • The method that saves you the most thumb energy is to activate your Cash App card with a QR code. All you have to do is:
  1. Open Cash App
  2. Click on the Cash card icon
  3. Click “Activate Cash Card”
  4. Click “Ok” when Cash App requests permission to use your camera
  5. Scan the QR code located on your Cash card
  • If your Cash card doesn’t have a QR code then don’t worry - you can still be part of the gang! What you’ll have to do is activate your Cash App card using the CVV code instead. To do that, you’ll need to:
  1. Open Cash App
  2. Click on the Cash card icon
  3. Click “Activate Cash Card”
  4. Click “Use CVV Instead”
  5. Enter your CVV code and the expiration date of your Cash card³

How to use a Cash App card

If you still have a question about the Cash App card, hopefully you’ll find your answer below.

How does the Cash App card work?
The Cash card works like a normal Visa debit card, and can be used online and in stores.

Can I use a Cash App card without a bank account?
If you want to make a payment using Cash App, then you’ll either need to link your bank account to it, or upgrade your account to an Unrestricted Account. With an Unrestricted Account, you can pay directly from your Cash App balance. With a Restricted Account, you can pay only using your linked bank account.⁴

Are there any Cash card fees?
Overall, there are very few instances where your Cash card will be charged fees. But, for instant deposits and ATM withdrawals you will be liable to pay some fees. Read more about Cash App fees.

Are there any Cash card limits?
As cool as it may be, Cash App does still have limits on sending, spending, withdrawals and receiving. Learn more about Cash App limits.

🔎 Restricted and Unrestricted Accounts
Just to be clear, a Restricted Account is one where you can do everything except send money directly from your Cash App balance. To send money using a Restricted Account, you have to use your linked bank account via the app. If this just won’t do for you, then you’ll need to upgrade to an Unrestricted Account. To do this, you’ll need to provide some more personal information. Once that’s done, you can then start sending money directly from your Cash App balance.⁵

If you’re interested in researching your options, then you might want to take a look at other international prepaid debit cards, such as Wise's debit card.

wise-debit-card-illustration


Meet the Wise debit card

If you’re looking for a debit card - especially for using abroad - then you may also be interested in Wise’s debit card.

The name changed since the video was filmed. Now it's Wise, ex. Transfer-Wise

With the Wise debit card, you can:

  • Withdraw up to $100 twice per month without ATM fees
  • Hold up to 56 currencies in your account
  • Pay abroad without conversion fees when you already have the currency in your account
  • Convert your money at the real exchange rate with only a small conversion fee (between 0.35 to 1%)

Order a Wise card in minutes ⌚

Sources:

  1. Cash App - Order Cash card
  2. Cash App - Re-design a Cash card
  3. Cash App - Activate Cash card
  4. Cash App - Additional Cash Terms of Service
  5. Cash App - Additional Cash Terms of Service (Restricted account)

All sources checked on 03 June 2021


This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

Wise is the smart, new way to send money abroad.

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