Cash App Card: How to order, activate & use it? (Full guide)

Adam Rozsa

Are you bored with your standard debit card? If you are, then learn in this article how to sign up for a Cash Card from Cash App, as well as how to use it.

And if you want to learn about alternative debit cards, we’ll also throw in some helpful info about the Wise debit card, which you can use to spend at the mid-market exchange rate in 174 countries.


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How to order a Cash App card - also known as Cash Card?

If you want to join the Cash App card club, then you’re in luck - the process is quick and easy. Also, what’s especially cool about the card is that you can customize it¹. You can decide the color of it, as well as add an emoji and signature on it. Not your average debit card, right?

On top of this, the card is free to order. If you’re wondering how to get a Cash App card, then here are the simple steps you need to follow¹:

  1. Open Cash App
  2. Click the “Cash Card” tab
  3. Click “Get Cash Card”
  4. Click “Continue”
  5. Follow the remaining steps.

And finito - that’s it! The only condition is that you must be over the age of 18 years old to order a Cash App card.

All you have to do is wait for your card to arrive, then activate it when it does. We’ll look at both of these steps next.

How long does a Cash App Card take to arrive?

Once you’ve ordered it, your card should arrive within no more than 10 business days¹.

How to order a new Cash Card?

If you already have a Cash Card, but it’s lost or stolen, the good news is that it’s easy to report it and get a new one. Here’s what to do²:

  1. Open the Cash Card tab on Cash App
  2. Select ‘Cash Card Support’
  3. Tap ‘Report your Cash Card’
  4. Select ‘Card Stolen/Compromised’ or ‘Card Missing’
  5. Follow the steps to get a new Cash Card.

Order a Wise debit card to spend in 174 countries

If you’re looking for a debit card - especially for using abroad - then you may also be interested in Wise’s debit card.

With the powerful Wise debit card, you can:

  • Withdraw up to $100, twice per month, without ATM fees⁷
  • Hold 50+ currencies in your account
  • Pay abroad without conversion fees when you already have the currency in your account
  • Convert your money at the mid-market exchange rate with only a small conversion fee⁷

You can get a Wise debit card for a one-time fee of just $9⁸ when you open a Wise account online. There are no monthly or subscription fees, and never any hidden charges.

Order a Wise debit card today

How to activate a Cash App card?

Once you’ve applied for your card, and it’s arrived in the mail, you’ll want to know how to use a Cash App card for the first time.

Once you get your Cash Card, you’ll need to activate it. After that, you can begin using it anywhere Visa is accepted, in stores and online.

There are two ways to activate your card.

The method that should be the easiest is to go into Cash App to activate your card using a QR code.

All you have to do is³:

  1. Open Cash App
  2. Click on the Cash Card icon
  3. Click ‘Activate Cash Card’
  4. Click ‘OK’ when Cash App requests permission to use your camera
  5. Scan the QR code located on your Cash Card.

If your Cash Card doesn’t have a QR code, then don’t worry - you can still be part of the gang! What you’ll have to do is activate your Cash App card using the CVV code instead. To do that, you’ll need to³:

  1. Open Cash App
  2. Click on the Cash Card icon
  3. Click ‘Activate Cash Card’
  4. Click ‘Use CVV Instead’
  5. Enter your CVV code and the expiration date of your Cash Card.

How does the Cash App Card work?

If you still have a question about the Cash App card, hopefully you’ll find your answer below. For more info on how Cash App works in general, take a look here.

How do I use my Cash App card at the store?

The Cash App card works like a normal Visa debit card. If you’re wondering - ‘where can I use my Cash App card?’ - the simple answer is that it can be used online and in stores.

How do I get money off my Cash App card?

Your Cash Card is connected to your Cash App balance, rather than being a card that you preload with funds.

To withdraw money from your Cash App balance to your bank account, simply use the ‘Cash Out’ button on Cash App and enter the amount you’d like to withdraw¹.

💡 Find out more about how money apps like Cash App work here.

Are there any Cash Card fees?

Overall, there are very few instances where your Cash card will be charged fees. But, for instant deposits and ATM withdrawals, you will be liable to pay some fees.

The main one to know about is ATM fees, where you’ll be charged $2.50 per withdrawal⁴. There may also be additional fees charged by the ATM for using a card belonging to a different bank.

Cash App does offer a way to get some free ATM withdrawals, though. Receive qualifying deposits of $300 or more in your Cash App account, and you’ll be reimbursed for 3 ATM withdrawals per 31 days⁴.

💡 Read more about Cash App fees.

Are there any Cash Card limits?

As cool as it may be, Cash App does still have limits on sending, spending, withdrawals and receiving. Here’s a quick look at transaction limits⁵:

  • $7,000 per day and per single transaction
  • $10,000 per week
  • $15,000 per month.
💡 Learn more about Cash App limits.
🔎 Restricted and Unrestricted Accounts
Just to be clear, a Restricted Account is one where you can do everything except send money directly from your Cash App balance. To send money using a Restricted Account, you have to use your linked bank account via the app. If this just won’t do for you, then you’ll need to upgrade to an Unrestricted Account. To do this, you’ll need to provide some more personal information. Once that’s done, you can then start sending money directly from your Cash App balance.

If you’re interested in researching your options, then you might want to take a look at other international prepaid debit cards, such as Wise's debit card.

Learn more about the Wise debit card


Sources used for this article:

  1. Cash App - Getting Started with Cash App
  2. Cash App Help - Report Lost/Stolen Cards
  3. Cash App Help - Activate Cash Card
  4. Cash App Help - ATM Fees on Cash Card
  5. Cash App Help - Cash Card
  6. Cash App Help - Additional Terms of Service
  7. Wise will not charge you for these withdrawals, but some additional charges may occur from independent ATM networks.
  8. Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

Sources checked on 31 October 2022


*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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