The most international debit card on the planet

With the Wise card, you never have to worry about exchange rate markups, or high transaction fees when you spend abroad.

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Take out cash abroad for free

The Wise Multi-Currency Card takes the worry out of using ATMs abroad. You pay only a super-low fee on withdrawals after the first $250*

Learn about our card pricing

* Wise will not charge you for these withdrawals, but some additional charges may occur from independent ATM networks.

A smiling woman in a red dress inserting a bright green card into an outdoor ATM

Use Google or Apple Pay straight away

With the Wise Multi-Currency digital card, you can pay online and in stores in over 40 currencies and 150 countries and territories. Create yours in seconds and start saving instantly.

Learn about digital cards

A customer pays in a florist. They use their Wise digital card on their phone.

Meet your new
digital card

Get all the benefits of the Wise Multi-Currency Card - spend online, in-store and abroad while saving on currency conversion fees, with the extra layer of security of the digital card.

Learn about digital cards

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Order a card in just 5 minutes

Step 1

Open an account for free in minutes

Step 2

Order a card for a one-time fee of $9.00

Step 3

Start spending with a digital card immediately

Order your card

Rest Easy. Your money's safe

Freeze and unfreeze your card instantly.

Generate digital cards for extra peace of mind.

Get notifications for every transaction.

Don't take our word for it

With over 200,000 reviews on Trustpilot, our average score is 4.3 out of 5.

While I’m living abroad this card saves me so much!

Ahmad

I am using wise for 3 years now. I’m using the Wise debit card for everyday use.

Akhter

I find using the Wise service so convenient and taking my Wise Card means I have resource just about anywhere I ever go in the world.

Clive

Trust us to look after your money

We help over 18.9 million people move £36 billion every quarter — here’s how we make sure it’s safe.

Privacy and data

We protect your details through strict standards and 2FA.

Dedicated support

Questions? Get help in 14 languages.

International safeguarding

Your money is held with a group of established financial institutions, separate from ours.

Make your money
do more

Spend, receive and manage money internationally, as easily as you do at home.

Open an account

Send money worldwide

Make fast and cheap international transfers and save on fees.

Learn about transfers

Receive money fast

Get paid easily in other currencies with global account details.

Explore getting paid

3.40%APY on USD

Receive interest*

Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank.¹ ²

See our interest feature

*Receive interest is not available to residents of New York and Alaska at this time.

¹ FDIC insurance is provided as pass-through insurance with our current program bank. (Wise is not a bank). The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account "swept" into a Federal Deposit Insurance Corporation ("FDIC") insured account at one or more participating banks (each, a "Program Bank") that will hold the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. Availability of FDIC deposit insurance for the deposit funds is subject to certain conditions. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.

There is no minimum balance required to earn the advertised APY. Fees may reduce earnings.

For customers opted in to receive interest on EUR and GBP, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the "Eligible Balances").

² Annual Percentage Yield (APY) - rates on all currencies shown are true and displayed in APY as of 09/18/2026. The rate may change after the account is opened. See Program Agreement for details.