Send money to Thailand from New Zealand
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer

Savings on this transfer, and eligible transfers for the rest of the month.
Send money to Thailand from New Zealand
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer

Savings on this transfer, and eligible transfers for the rest of the month.
Save when you send money to Thailand from New Zealand
The total cost of a transfer is the fee plus exchange rate. If your provider says there's no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
Wise | Westpac NZ | ![]() KiwiBank | BNZ | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 1,519,764.31 THB | 1,489,592 THB | 1,486,468.29 THB | 1,485,600 THB |
Exchange rate (1 NZDTHB) | 19.0954 | 18.6199 | 18.5855 | 18.5700 |
Exchange rate markup | 0 NZD | 1,992.10 NZD | 2,136.22 NZD | 2,201.16 NZD |
Transfer fee | 412.02 NZD | 0 NZD | 20 NZD | 0 NZD |
Total transfer cost | 412.02 NZD | 1,992.10 NZD | 2,156.22 NZD | 2,201.16 NZD |
How to send money to Thailand from New Zealand

Enter amount to send in NZD.
Pay in NZD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Thailand.
Select who you want to send money to and which pay-out method to use.

Send NZD, receive THB.
The recipient gets money in THB directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it's available to you all the time.
Best ways to send money to Thailand from New Zealand with WISE
The best way to send New Zealand dollar to Thai baht is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money in Thailand from New Zealand
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you'll get on the other side.
Local bank account
Local bank account
For local bank account transfers you’ll need to have the recipient’s account details to ensure a smooth transfer. Learn more about bank transfers.
Email
Email
To make payments using only email, all you need is your recipient’s email address. Learn more about Email transfers.
Cheapest way to send money to Thailand from New Zealand
The cheapest way to send 80,000 NZD to Thailand is by using money that's in your Wise account and costs 412.17 NZD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
NZD
THB
| Sending 80,000 NZD | Transfer cost |
|---|---|
| Bank transfer | 412.02 NZD |
Fastest way to send money to Thailand from New Zealand
Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
NZD
THB
| Sending 80,000 NZD | Should arrive |
|---|---|
| Bank transfer | by Tuesday, June 16 |
Send money to Thailand from New Zealand with the Wise app
Looking for an app to send money to Thailand from New Zealand? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to Thailand from New Zealand with the Wise app
Looking for an app to send money to Thailand from New Zealand? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
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