Which payment methods can I use to send money online?

Available payment methods depend on where you are sending money from and to, and in some cases also on the amount you are sending. Click here to find out what payment methods you can use if you want to send money from {{sourceCurrency}} to {{targetCurrency}}.

Send money online

Q: How to send money online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add recipient’s bank details Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Send your money with a bank transfer, or a debit or credit card. That’s it We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Send money online from our website or mobile app, in just a few clicks.

Regulated by the Monetary Authority of Singapore (MAS)

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Over 15 million customers

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You send exactly

–
6.72 SGD
=
993.28 SGDTotal amount we’ll convert
×
3.32445

Recipient gets

Get started

Find out how much it costs to send money online

Sending 1,000.00 SGD with	Recipient gets(Total after fees)	Transfer fee	Exchange rate(1 SGD → MYR)
Cheapest	3,302.11 MYRSave up to 109.90 MYR	6.72 SGD	3.32445Mid-market rate
	3,276.87 MYR- 25.24 MYR	3.99 SGD	3.29000
	3,234.00 MYR- 68.11 MYR	0.00 SGD	3.23400
	3,192.21 MYR- 109.90 MYR	30.00 SGD	3.29094

No hidden fees.

We’re on a mission to bring transparency to finance, for people without borders. We charge as little as possible, and we always show you upfront. No hidden fees. No bad exchange rates. No surprises. How do we collect this data?

Send money online in 3 easy steps

icu.sendMoney.destination.easy.step.1.alt

Enter amount to send in SGD.

Pay in SGD with your debit card or credit card, or send the money from your online banking.

icu.sendMoney.destination.easy.step.2.alt

Choose recipient .

Select who you want to send money to and which pay-out method to use.

icu.sendMoney.destination.easy.step.3.alt

Send SGD, receive MYR.

The recipient gets money in MYR directly from Wise’s local bank account.

Create free account now

Wise is easy.

How to send money online

Just tap in how much, and where to.
Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.;

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Check the price now

Delivery time for online money transfers from Singapore

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

SGD

MYR

Should arrive

in seconds

Best ways to send money internationally

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Regulated by the MAS

We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

Audited regularly

We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.4 out of 5, from 186,753 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

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