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International business payments

Make international business payments and save up to 6x with Wise. Choose from 70+ countries and pay overseas staff or suppliers, with no hidden fees or exchange rate markups.

Regulated by the Monetary Authority of Singapore (MAS)
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Over 10 million customers
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  • 0 SGD
  • 3.95 SGDOur fee
  • 3.95 SGDTotal fees
  • =
    996.05 SGDTotal amount we’ll convert
  • ×
    3.3357

Should arrive in seconds

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Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 SGD withRecipient gets(Total after fees)
Wise
3,322.55 MYR
Transfer fee
3.95 SGD
Exchange rate(1 SGD MYR)
3.33573
Exchange rate markup
0 SGD

Cost of transfer
3.95 SGD

UOB
3,177.71 MYR- 144.84 MYR
Transfer fee
30 SGD
Exchange rate(1 SGD MYR)
3.27599
Exchange rate markup
17.91 SGD

Cost of transfer
47.91 SGD

Only pay for what you use

Pay a small, flat fee and percentage

To send money in SGD to MYR, you pay a small, flat fee of 0.86 SGD + 0.31% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
0.86 SGD
Variable feeup to 34,297.40 SGD/month
0.31%
Variable feemore than 34,297.40 SGD/month

Sign up for the fast, easy international business account

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Sign up for the fast, easy international business account that saves you money wherever you want to use it.

Your transfer route

SGD
MYR

Should arrive

in seconds
globe

How to make an international business payment in 3 easy steps

Simple ways to receive international business payments

International payments, in one place

Track your payments, convert money at the mid-market rate to 40+ currencies, or pay your business expenses. All from one account.

Connect your Wise account to platforms like Xero, Stripe and Shopify.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Power your business with Wise and our partners

Easily connect to your favorite accounting software and save time on admin.

  • Xero: Powerful, all-in-one accounting for businesses and bookkeepers
  • QuickBooks: Smart, simple accounting software, with no commitment
  • More App Marketplaces: FreeAgent, RECASH and QuickFile

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.