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Fees for the Wise card

Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.

For residents in Poland
Switch to Wise Business
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Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.

Getting your Wise card

Order your card now
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Ordering your card

No subscription fees

35 PLN

Optional express delivery

Get it delivered in 1-2 days

From 51,20 PLN

Digital card

Spend online, in-store and abroad safely


Replacing your card

Order a new card at any time

16 PLN

Replacing an expired card

We’ll remind you when it’s time to order a new one


Account Funding transactions

Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.


Withdrawing money from an ATM.

Make 2 withdrawals of up to 1000 PLN each month for free per account. After that, we’ll charge 2.5 PLN per withdrawal. There’s a 1,75% fee on any amount you withdraw above 1000 PLN.

Fees vary depending on the country where your card was issued and your country of residence. You can check which fees apply here.

Less than 1000 PLN per monthMore than 1000 PLN per month
2 or less withdrawalsFree1,75% of the amount over 1000 PLN
3 or more withdrawals2.5 PLN per withdrawal2.5 PLN + 1,75% of amount over 1000 PLN

Top tips for using your Wise card

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Check you’re paying in the local currency.

Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.

Avoid these hidden fees by always choosing to be charged in the local currency of where you are.

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Stay up-to-date with notifications.

Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.

Use your app to update your notification preferences in Settings.

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Save money by withdrawing larger amounts.

Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.

This will save you from paying the fixed 2.5 PLN fee each time.