Complete Guide to Sending and Receiving Money from Remitly to GCash in the Philippines

Remitly¹ is a popular international money transfer service, which operates in many countries around the world. You can use Remitly to send money to 170+ countries worldwide - including to the Philippines. If you’re waiting for someone abroad to send you some money, you may be considering having the sender arrange a Remitly to GCash² transfer, and for convenience.

Can Remitly Send Money to GCash?

Yes, you can use Remitly to send money to GCash. Our guide provides a step-by-step process with everything you need to know, including the costs involved with receiving international transfers via Remitly.

Table of contents
How to Send Money from Remitly to GCash Remitly to GCash Payments: Eligibility Remitly to GCash Transfer: Step-by-Step Guide How long does a Remitly to GCash transfer take? Remitly to GCash Charges Remitly to GCash Transfer Fee Remitly Currency Conversion Rates

How to Send Money from Remitly to GCash

Remitly can be used to send money to GCash from many countries around the world. Whether or not your sender can use Remitly for GCash may depend on their location. GCash has preferred partners which vary based on location - and while Remitly features on the list for many countries, not every single country is covered. Ask your sender to check eligibility based on their location before you get started - all the information you need is covered in the GCash help pages, online⁴.

Remitly to GCash Payments: Eligibility

As we’ve mentioned, Remitly to GCash payments may not be available in every single country in the world. To make sure your payment can be processed smoothly you’ll need to have the sender check the send options available from wherever they live. In addition, it helps if the sender has a verified Remitly account - which may mean uploading some documents before sending a payment.

Once the sender has verified their Remitly account, the Remitly to GCash transfer limits which apply are likely to rise. Limits vary based on where in the world the sender is, but upgrading from a tier 1 account to a tier 2 or 3 account option often means the sender can make higher value payments. To access these account tiers, the sender will need to upload proof of the source of the funds they’re sending, as well as entering some extra information about how they use their Remitly account.

Remitly to GCash Transfer: Step-by-Step Guide

If the person sending you money is in a country where Remitly is a preferred partner of GCash, the process to make a Remitly to GCash transfer is very easy. Here’s how to make a Remitly to GCash transfer, step by step⁵:

1. Create a Remitly account online or in app - or log into your existing Remitly account
2. Enter PHP as the currency to be sent, the amount, and the delivery speed
3. You’ll be shown possible payout options, and can select GCash
4. Follow the prompts to enter the name and information of the person who will receive the money
5. Check and confirm and your money is on the way

How long does a Remitly to GCash transfer take?

The Remitly to GCash processing time might vary depending on how the sender arranges the payment. Often Remitly will offer 2 different payment types - Economy or Express. An Economy payment may take a couple of days to be processed but is often the cheapest option. Express payments may cost more, but can often arrive to the recipient’s GCash account pretty much instantly.

Once the payment is in motion, the sender can access Remitly to GCash tracking information by logging into their Remitly account. The sender will also be kept up to date by Remitly using SMS and email.

Remitly to GCash Charges

The Remitly to GCash charges which apply will depend on the specific details of the payment being made. We’ll look at the factors which matter here, including the Remitly fee and any costs added into the exchange rate being used to convert from the sender’s home currency to PHP.

Remitly to GCash Transfer Fee

Generally with a Remitly to GCash transfer, the transfer fees are paid by the person sending you money. As the recipient, GCash will not charge you for receiving money by remittance from a provider like Remitly⁶.

Remitly fees for international transfer vary based on several different factors, including:

• Where in the world the sender is
• How the sender will pay for the transfer
• Delivery speed
• The value of the payment

The person sending you money will be able to see all of Remitly’s costs online when they create the transfer for you. In addition to the transfer cost, there may be an extra fee included in the exchange rate used to convert their home currency to PHP to deposit to GCash - more on that next.

Remitly Currency Conversion Rates

The final fee to be aware of with Remitly to GCash transfers lies in the exchange rate used. It’s common for international money transfer providers to add a markup - which is a percentage fee - onto the exchange rate used for currency conversion. This fee is combined into the rate you’re shown, which means it’s not always that easy to spot.

Exchange rate markups vary and can change based on the currency the sender chooses to pay in, the payment method and more.

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Sources:

1. Remitly
2. GCash
3. *Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
4. GCash help - partners by country
5. Remitly - GCash
6. GCash help - Cash in via remittance