International business banking for e-commerce
New! Get a Business debit card →
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
Integrate seamlessly with Xero
Pay invoices and people abroad
Receive money with no fees
Spend with a free debit card
Receive money with zero fees.
Get your own UK, Eurozone, Australian, New Zealand, and US bank details for a small, one-time setup fee — without a local address. Use them to get paid or withdraw money from platforms like Amazon for free.
Hold that money in your account for future payments or move it to your bank.
International payments
Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 70 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.
New! Spend anywhere with no hidden fees.
Use your Wise Platinum Business Mastercard® to pay business expenses and spend online or in-store all over the world.
Enjoy all the benefits of a Platinum debit card. And if you don’t have the currency in your account, we’ll automatically convert the amount for you.
This card is issued by TransferWise Australia Pty Ltd. pursuant to license by Mastercard Asia/Pacific Pte. Ltd. For full conditions of use refer to wise.com/legalstuff
Pricing as it should be.
Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.
There are only low, transparent fees to convert currencies, add money, and send money to a bank account.
| Account pricing | |
|---|---|
| Create your account | Free |
| Hold 50+ currency balances | Free |
| Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD | Free |
| Platinum Debit Mastercard® | Free |
| ATM withdrawals up to NZ$350 / 30 days | Free |
| Convert currencies | 0.47%-3.40% |
| Spend in a currency in your account | Free |
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
The features your business loves.
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
6 million customers globally
By the people who made Skype
Richard Branson is a key investor
Regulated by the DIA
Coverage around the world.
You can send money to 70+ countries and hold 40+ currencies.
You also get Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.
A powerful open API.
Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.
FAQs
