Plans that mean business
Send, get paid and manage your money from anywhere.
Basic
Perfect if you only need to send money- Send money worldwide — typically arrives in seconds
- Mid-market exchange rate (like you see on Google)
- Give your money a boost with Interest
- International cards for you and your team, with controls set by you
- Delegated spending — payment approvals, individual and team-level card limits
- Sync with accounting software like Xero and QuickBooks
- 24/7/365 support
Advanced
The all-in-one account for managing money and teams globally- Receive 20+ currencies (USD, EUR, GBP and more)
- Get paid fast and free through account details in major currencies
- Request money through payment links and QR codes
- Create and send professional invoices in just a few clicks
- Accept card payments
- Set up Direct Debits
- Send money worldwide — typically arrives in seconds
- Mid-market exchange rate (like you see on Google)
- Give your money a boost with Interest
- International cards for you and your team, with controls set by you
- Delegated spending — payment approvals, individual and team-level card limits
- Sync with accounting software like Xero and QuickBooks
- 24/7/365 support
All features
Send
Convert and send money in 40+ currencies
Convert and send money in 40+ currencies
Most transfers arrive in under 20 seconds. No hidden fees or exchange rate markups.
Make same-currency cross-border transfers
Make same-currency cross-border transfers
Send a single foreign currency from one country to another via domestic bank transfer networks.
Unlock FREE same-currency cross-border transfers
Unlock FREE same-currency cross-border transfers
Send 2,000 AUD or hold 10,000 AUD for the whole month to get free same-currency cross-border transfers for the following month.
Pay lower fees when you send over 40,000 AUD
Pay lower fees when you send over 40,000 AUD
You'll save on transfers for the rest of the month, too.
Send AUD in Australia for free
Send AUD in Australia for free
Make AUD to AUD transfers within Australia.
Send to other Wise users for free
Send to other Wise users for free
In any supported currency — with no transfer fees.
Send via Swift
Send via Swift
Send USD, GBP and EUR to supported countries.
Set up Direct Debits
Set up Direct Debits
Pay regular bills in any supported currency. Fees may apply.
Make batch payments
Make batch payments
Make fast, low-cost payouts around the world. Up to 1,000 payments in one go.
Set payment approvals
Set payment approvals
Create rules for certain types of payments, and choose who can approve them.
Hold & Grow
Hold 40+ currencies
Hold 40+ currencies
Only pay a small fee to convert to another currency.
Convert at the mid-market rate
Convert at the mid-market rate
Fees vary by currency.
Earn a return by turning on Interest
Earn a return by turning on Interest
Invest in a fund that holds government-issued assets and earn variable returns.1 Instant access up to 1 million AUD. From 0.72% annual fee.
Receive
Get paid via AUD account details
Get paid via AUD account details
Set up BSB code and AUD account details.
Get paid via account details in 22 currencies
Get paid via account details in 22 currencies
Fast and free bank transfers in major currencies like USD, EUR and GBP.
Receive via Swift account details
Receive via Swift account details
Accept payments in major currencies like EUR and GBP. Fees may apply.
Receive USD via Swift and wire transfer
Receive USD via Swift and wire transfer
Fixed fee per payment.
Get paid by other Wise users, instantly
Get paid by other Wise users, instantly
Receive any supported currency.
Create invoices in your Wise account
Create invoices in your Wise account
Choose which currency to be paid in.
Create payment links
Create payment links
One-off or recurring payment links for customers to pay you.
Generate payment QR codes
Generate payment QR codes
Share with customers to pay you.
Accept card payments
Accept card payments
Domestic cards: 1.6% International debit, credit and business cards: 3.5%
Spend
Get a physical card
Get a physical card
Multi-currency card with no foreign transaction fees.
Get digital cards
Get digital cards
Separate your expense types with multiple digital cards. No foreign transaction fees.
Upload receipts
Upload receipts
Upload receipts and sync with accounting software.
Set spending limits
Set spending limits
Choose how much each employee can spend on physical and digital cards.
Free ATM withdrawals
Free ATM withdrawals
After free limit is reached, you'll pay 2.69% for any further withdrawals in the same month.
Top up external e-wallets
Top up external e-wallets
Applies to transactions that include topping up e-wallets and other accounts in certain currencies.
Airport lounge discount
Airport lounge discount
Access to 1,400+ airport lounges worldwide with your Wise card.
Teams
Add unlimited team members
Add unlimited team members
They can set up payments and manage accounting tasks.
Create business groups
Create business groups
Control spend with business groups for teams and departments.
Set team permissions
Set team permissions
Control team access with custom permissions.
Setup
Fast account opening
Fast account opening
Account opened in hours, not days.
One login for all your businesses
One login for all your businesses
Add multiple entities in different countries to a single Wise login.
Sync with accounting software
Sync with accounting software
Sync with tools like Xero and QuickBooks, and get hourly updates of transactions.
Support
24/5 phone support
24/5 phone support
Available in English, Portuguese, Japanese.
24/7 email support
24/7 email support
Available in English, Spanish, French, German, Portuguese, Japanese.
24/7 chat support
24/7 chat support
Available in English.
Send
Convert and send money in 40+ currencies
Convert and send money in 40+ currencies
Most transfers arrive in under 20 seconds. No hidden fees or exchange rate markups.
Make same-currency cross-border transfers
Make same-currency cross-border transfers
Send a single foreign currency from one country to another via domestic bank transfer networks.
Unlock FREE same-currency cross-border transfers
Unlock FREE same-currency cross-border transfers
Send 2,000 AUD or hold 10,000 AUD for the whole month to get free same-currency cross-border transfers for the following month.
Pay lower fees when you send over 40,000 AUD
Pay lower fees when you send over 40,000 AUD
You'll save on transfers for the rest of the month, too.
Send AUD in Australia for free
Send AUD in Australia for free
Make AUD to AUD transfers within Australia.
Send to other Wise users for free
Send to other Wise users for free
In any supported currency — with no transfer fees.
Send via Swift
Send via Swift
Send USD, GBP and EUR to supported countries.
Set up Direct Debits
Set up Direct Debits
Pay regular bills in any supported currency. Fees may apply.
Make batch payments
Make batch payments
Make fast, low-cost payouts around the world. Up to 1,000 payments in one go.
Set payment approvals
Set payment approvals
Create rules for certain types of payments, and choose who can approve them.
Hold & Grow
Hold 40+ currencies
Hold 40+ currencies
Only pay a small fee to convert to another currency.
Convert at the mid-market rate
Convert at the mid-market rate
Fees vary by currency.
Earn a return by turning on Interest
Earn a return by turning on Interest
Invest in a fund that holds government-issued assets and earn variable returns.1 Instant access up to 1 million AUD. From 0.72% annual fee.
Receive
Get paid via AUD account details
Get paid via AUD account details
Set up BSB code and AUD account details.
Get paid via account details in 22 currencies
Get paid via account details in 22 currencies
Fast and free bank transfers in major currencies like USD, EUR and GBP.
Receive via Swift account details
Receive via Swift account details
Accept payments in major currencies like EUR and GBP. Fees may apply.
Receive USD via Swift and wire transfer
Receive USD via Swift and wire transfer
Fixed fee per payment.
Get paid by other Wise users, instantly
Get paid by other Wise users, instantly
Receive any supported currency.
Create invoices in your Wise account
Create invoices in your Wise account
Choose which currency to be paid in.
Create payment links
Create payment links
One-off or recurring payment links for customers to pay you.
Generate payment QR codes
Generate payment QR codes
Share with customers to pay you.
Accept card payments
Accept card payments
Domestic cards: 1.6% International debit, credit and business cards: 3.5%
Spend
Get a physical card
Get a physical card
Multi-currency card with no foreign transaction fees.
Get digital cards
Get digital cards
Separate your expense types with multiple digital cards. No foreign transaction fees.
Upload receipts
Upload receipts
Upload receipts and sync with accounting software.
Set spending limits
Set spending limits
Choose how much each employee can spend on physical and digital cards.
Free ATM withdrawals
Free ATM withdrawals
After free limit is reached, you'll pay 2.69% for any further withdrawals in the same month.
Top up external e-wallets
Top up external e-wallets
Applies to transactions that include topping up e-wallets and other accounts in certain currencies.
Airport lounge discount
Airport lounge discount
Access to 1,400+ airport lounges worldwide with your Wise card.
Teams
Add unlimited team members
Add unlimited team members
They can set up payments and manage accounting tasks.
Create business groups
Create business groups
Control spend with business groups for teams and departments.
Set team permissions
Set team permissions
Control team access with custom permissions.
Setup
Fast account opening
Fast account opening
Account opened in hours, not days.
One login for all your businesses
One login for all your businesses
Add multiple entities in different countries to a single Wise login.
Sync with accounting software
Sync with accounting software
Sync with tools like Xero and QuickBooks, and get hourly updates of transactions.
Support
24/5 phone support
24/5 phone support
Available in English, Portuguese, Japanese.
24/7 email support
24/7 email support
Available in English, Spanish, French, German, Portuguese, Japanese.
24/7 chat support
24/7 chat support
Available in English.
Basic
Advanced
Send
Convert and send money in 40+ currencies
Most transfers arrive in under 20 seconds. No hidden fees or exchange rate markups.
Make same-currency cross-border transfers
Send a single foreign currency from one country to another via domestic bank transfer networks.
Unlock FREE same-currency cross-border transfers
Send 2,000 AUD or hold 10,000 AUD for the whole month to get free same-currency cross-border transfers for the following month.
Pay lower fees when you send over 40,000 AUD
You'll save on transfers for the rest of the month, too.
Send AUD in Australia for free
Make AUD to AUD transfers within Australia.
Send to other Wise users for free
In any supported currency — with no transfer fees.
Send via Swift
Send USD, GBP and EUR to supported countries.
Set up Direct Debits
Pay regular bills in any supported currency. Fees may apply.
Make batch payments
Make fast, low-cost payouts around the world. Up to 1,000 payments in one go.
Set payment approvals
Create rules for certain types of payments, and choose who can approve them.
Hold & Grow
Hold 40+ currencies
Only pay a small fee to convert to another currency.
Convert at the mid-market rate
Fees vary by currency.
Earn a return by turning on Interest
Invest in a fund that holds government-issued assets and earn variable returns.1 Instant access up to 1 million AUD. From 0.72% annual fee.
Receive
Get paid via AUD account details
Set up BSB code and AUD account details.
Get paid via account details in 22 currencies
Fast and free bank transfers in major currencies like USD, EUR and GBP.
Receive via Swift account details
Accept payments in major currencies like EUR and GBP. Fees may apply.
Receive USD via Swift and wire transfer
Fixed fee per payment.
Get paid by other Wise users, instantly
Receive any supported currency.
Create invoices in your Wise account
Choose which currency to be paid in.
Create payment links
One-off or recurring payment links for customers to pay you.
Generate payment QR codes
Share with customers to pay you.
Accept card payments
Domestic cards: 1.6% International debit, credit and business cards: 3.5%
Spend
Get a physical card
Multi-currency card with no foreign transaction fees.
Get digital cards
Separate your expense types with multiple digital cards. No foreign transaction fees.
Upload receipts
Upload receipts and sync with accounting software.
Set spending limits
Choose how much each employee can spend on physical and digital cards.
Free ATM withdrawals
After free limit is reached, you'll pay 2.69% for any further withdrawals in the same month.
Top up external e-wallets
Applies to transactions that include topping up e-wallets and other accounts in certain currencies.
Airport lounge discount
Access to 1,400+ airport lounges worldwide with your Wise card.
Teams
Add unlimited team members
They can set up payments and manage accounting tasks.
Create business groups
Control spend with business groups for teams and departments.
Set team permissions
Control team access with custom permissions.
Setup
Fast account opening
Account opened in hours, not days.
One login for all your businesses
Add multiple entities in different countries to a single Wise login.
Sync with accounting software
Sync with tools like Xero and QuickBooks, and get hourly updates of transactions.
Support
24/5 phone support
Available in English, Portuguese, Japanese.
24/7 email support
Available in English, Spanish, French, German, Portuguese, Japanese.
24/7 chat support
Available in English.
Trusted to move billions
Over 700,000 global businesses move and spend A$24bn monthly.
No unexpected extras
All our prices are upfront, and we don't inflate the mid-market exchange rate.
Convert more, save more
Spend over AUD 40,000 (or equivalent) and you'll get a volume discount.
¹Invest in a fund that holds government-issued assets and earn potential variable returns daily. Capital at risk. Past performance does not guarantee future returns. This is an estimated variable rate of return and is based on yield to maturity as of 31 August 2026. Interest is a nominee and custody service offered by Wise Australia Investments Pty Ltd (AFSL 545411). Please refer to our Legal page for more information.