Large transfers. Low fees. Less stress

Your money, moved safely — with no hidden fees. Get the real exchange rate and specialist support on all large transfers.

Send with low, transparent fees

The more you send, the more you save

Get an even lower fee when you send over 100,000 GBP (or equivalent in your currency). For one-off or multiple transfers over a calendar month.

How much do you plan to send a month?

Average fee%
Total fees USD

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Audited regularly

We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

How to send large amounts


    Create a free Wise account

    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.


    Check if you need to pay in-branch

    Most banks have limits on how much you can send in one go online — and they may need you to pay in person.

    If you do have to pay in person, make sure you can go on the day you set up your transfer to make the process smoother.


    Set up your transfer

    Tell us how much you want to send, and who you’re sending money to. We’ll tell you our fees upfront, and when your money should arrive.


    Send verification documents

    When you send a large amount, we may ask for more info about where your money comes from. It’s one way we keep your money safe.


    Pay for your transfer

    Depending on your bank’s limits, you’ll probably need to go to your bank branch to pay. We’ll give you all the information you need.

    If you can’t get to your branch, get in touch with our team.


    That’s it

    We’ll handle the rest. You can check your transfer’s progress at any time on the Wise app or website.

If your money comes from

Trustpilot score 4.2 out of 5, from 209,414 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

Talk with the experts in large transfers

Our team of specialists is here to give you personalised support and guidance. No robots. Just real people, ready to help.