Send money worldwide at the mid-market rate

Get paid in multiple currencies and send money worldwide

Add team members and get discounts on our fees

Only pay a small fee to convert to another currency.

Earn a return on your {0} and {1} by turning on Interest.

Invest your balance in index-tracking funds and get instant access to make payments. From {0}% annual fee.

Most transfers arrive in under 20 seconds. From {0}% per transfer.

No hidden fees or exchange rate markups. You'll always pay the mid-market rate to send money overseas with us.

Get an automatic discount when you send over {0} (there's no minimum amount with our Team plan). You'll save on transfers for the rest of the month, too.

Make fee-free payments in {0} when you send from {1} to {2}.

Send a single currency from one country to another.

In any supported currency - with no transfer fees.

Send USD, GBP and EUR to supported countries via the SWIFT network. From {0} per transaction.

Make fast, low-cost payouts around the world. Up to 1000 payments in one go.

Pay regular bills in any supported currency. Fees may apply.

Create rules for certain types of payments, and who can approve them.

Fast and free bank transfers in major currencies like USD, EUR and GBP.

Accept payments in major currencies like USD, EUR and GBP.

Receive instant payments in any supported currency.

One-off or recurring payment links for customers to pay you.

Generate and share with customers to pay you.

Domestic cards: {0}%
International debit, credit and business cards: {1}%

Multi-currency debit card with no foreign transaction fees.

Create digital multi-currency debit cards to separate your expense types and spend in-store and online all over the world, with no foreign transaction fees. Add to Apple Pay or Google Pay.

Upload receipts and sync with accounting software.

Choose how much each employee can spend on physical and digital debit cards.

After free limit is reached, you'll pay 1.75% +1.50 AUD for any further withdrawals in the same month.

Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see [more info](https://wise.com/help/articles/2934551/what-are-the-wise-card-fees?origin=search-fees+with+wise+card).

Access to 1,400+ airport lounges worldwide with your Wise card.

Control spend with budget groups for teams and departments.

They can set up payments and manage accounting tasks.

Control team access with custom permissions.

Add multiple entities in different countries to a single Wise login.

Sync with tools like QuickBooks and Xero, and get hourly updates of transactions.

Available in English, Portuguese, Japanese.

Available in English, Portuguese, Japanese, Spanish, French, German.

Malaysia

Send money, get paid and manage your money from anywhere.

Includes

Essential

Send, hold and convert <strong>+ receive</strong>

Plus everything in Starter

Advanced

Choose your plan

Andorra

Australia

Austria

Belgium

Bhutan

Bonaire, Sint Eustatius and Saba

Brazil

Bulgaria

Canada

China

Christmas Island

Cocos (Keeling) Islands

Colombia

Croatia

Czech Republic

Denmark

Estonia

Get more for your money with Wise business

Wise Business pricing

Send money

Receive money

Convert money

Use the Wise debit card

Fees at a glance

Registering with Wise