International business banking for freelancers
Now 4x cheaper than PayPal →
![Wise Business - customers and balances shown on screen](https://wise.com/imaginary-v2/images/acff7876365e282695412feca7e47c7e-Wise_personal.png)
![](https://wise.com/imaginary-v2/images/Xero Logo - Blue.png)
Integrate seamlessly with Xero
![](https://wise.com/imaginary-v2/images/83707246d704972ac9f2b9f14f44ddb5-Globe.png)
Pay invoices and people abroad
![](https://wise.com/imaginary-v2/images/ba10b8ae6f117145c82b93e2ce6b29c7-Money.png)
Receive money like a local
![](https://wise.com/imaginary-v2/images/fb316814832a7fdab3095ae7b4da1dba-card-icon.png)
Spend with a debit card
Get paid with zero fees.
Invoice your clients in their currency and receive money with no fees.
Get your own UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes — without a local address. Use them to invoice clients or withdraw money from platforms like UpWork and Freelancer.com.
![alt](https://wise.com/imaginary-v2/images/4a1b12a702389234d659070cd0d41415-business-proposal-image.png)
Spend anywhere with no hidden fees.
Use your Wise Business Card to pay business expenses and spend online or in-store all over the world.
If you don’t have the currency in your account, we’ll automatically convert the amount for you.
![alt](https://wise.com/imaginary-v2/images/b4c44703babfca769e3a3c080a5bd3cc-Sc01_Cam01_Business.png)
The features freelancers love.
International payments for less
Pay invoices and buy inventory with the real exchange rate in over 70 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.
Coverage around the world.
You can send money to 70+ countries, and receive and hold 40+ currencies.
You also get your own UK Eurozone, Australia, New Zealand, and US bank details to get paid like a local.
![happy woman using wise business](https://wise.com/imaginary-v2/images/e30adce5bcf2a48d5fb4761cd07e9a26-Stocksy_comp_watermarked_4798910.png)