Personal Finance Bank accounts

Revolut fees in Ireland: How much does it cost?

Gabrielle Figueiredo

28.11.25 (last updated)

Read time 4 minutes

Launched in 2015, Revolut is a British financial technology company that offers a range of services, including international money transfers, bank accounts, loans, investments, and even eSIM data plans.¹ It’s available in many countries around the world, including Ireland, where it actually operates as a licensed bank regulated by the Central Bank of Ireland.

In this article, we’ll go into the Revolut fees you need to know about when using the Revolut account in Ireland. We’ll also take a look at the Wise Account as a provider that can help you manage your finance needs in +40 currencies.

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Does Revolut charge fees?

Revolut does charge fees for their services, including monthly account fees, ATM withdrawal fees, currency exchange fees and weekend fees. The amount varies depending on factors like your plan, and any monthly free allowances that apply.²

What are the Revolut fees in Ireland?

Revolut personal accounts are divided into 5 plans, with 1 free plan and 4 plans that have monthly account fees.² The higher the tier, the more you pay and the more services you can access. Some of the extra fees charged for certain services also change depending on the plan, but we’ll come back to that later.

Revolut account plans fees

Here’s a quick look at the Revolut subscription fees associated with each plan if you were to pay monthly.

Revolut Plan	Monthly Fee²
Standard	No fee
Plus	€3.99
Premium	€8.99
Metal	€15.99
Ultra	€55.00

With all 5 Revolut personal plans, you’ll have access to the following services:

Free UK account details

Free IE IBAN account details⁹

Unlimited disposable virtual cards

The ability to spend money in over 150 different currencies

Free local payments and transfers to Revolut users.

Revolut money transfer fees in Ireland

Revolut transfer fees

When you transfer money internationally with Revolut the fees depend on where you’re sending the money and in what currency.

Revolut local transfers

Your transfer is fee free if:

It’s to another Revolut user

A local payment

Is in Euros to a country outside of Ireland that’s within the Single European Payments Area (SEPA).

Revolut international transfer fees

Outside of those cases, you’ll be charged a variable fee for making an international payment. The fee depends on the currency you're sending and you’ll be able to see it in the app before you make the payment.

For each currency pairing there is a minimum and maximum fee; here’s a few as an example, with the base currency set to Euro’s.¹⁰

Currency	Minimum Fee	Maximum Fee
AUD	€1.00	€300
GBP	€0.70	€300
PLN	€1.00	€300
USD	€1.30	€300

Depending on your Revolut plan you may receive a discount on the international transfer fees.²

Revolut Plan	International Transfer Discount
Standard	No discount
Plus	No discount
Premium	20% discount
Metal	40% discount
Ultra	100% discount

As you can see, those on the Ultra plan actually pay no international transfer fees.

Revolut exchange fees

When you make a foreign currency exchange Revolut uses their variable exchange rate based on the buy and sell rates they gather from a range of independent sources.³

There are also variable foreign currency fees that may apply and these are shown in the app before you complete the exchange. They could include some of the following charges:

1% fee for exchanges made by Standard accounts over a monthly limit of €1,000.³

0.5% fee for exchanges made by Plus accounts over a monthly limit of €3,000.

Fees for exchanges made while the market is closed.

Read also: Revolut exchange rate

Revolut weekend fees

Revolut also charges Standard and Plus account users additional fees for currency conversions that take place on the weekend.²

Standard Plan: Additional weekend fee of 1%

Plus Plan: Additional weekend fee of 0.5%

Keep in mind that what they define as the weekend is between 5pm Friday and 6pm Sunday, New York time.³

By comparison, Wise uses the mid-market exchange rate, which is the mid-point between the buy and sell prices on the currency market. There’s no markup, hidden or additional fees that vary by plan, or day of the week, keeping things simple and transparent.

Fees for receiving money with Revolut

There are no fees to receive money with Revolut via bank transfer, but they do warn that there’s the possibility of third party fees being deducted by originating, intermediary or beneficiary banks. They also warn that transfers sent in currencies that aren’t supported by Revolut may be converted by the sending bank, which can also lead to fees.⁴

Revolut card fees in Ireland 💳

With a Revolut account you can also order a Revolut card, which can be used for daily spending. The types of card and the fees vary depending on which plan you’re on.

Revolut Plan	Ordering card	Replacement cards	ATM withdrawals	Transaction fees
Standard³	1st Standard card is free + delivery cost Virtual cards are free	Replacement cards are €6 + delivery cost	Free up to 5 ATM withdrawals or €200 per rolling month (whichever comes first), then a fee of 2% of the withdrawal value (minimum €1)	No transaction fee, but currency exchange fees may apply
Plus⁵	1st card is a free Standard or Plus card 2nd card is a free Standard or Plus card Virtual cards are free	1 free replacement card every subsequent year Additional replacement cards are €10	Free up to €200 per rolling month then a fee of 2% of the withdrawal value (minimum €1)	No transaction fee, but currency exchange fees may apply
Premium⁶	1st card is a free Standard or Premium card 2nd card is a free Standard or Premium card Virtual cards are free	1 free replacement card every subsequent year Additional cards are €10	Free up to €400 per rolling month then a fee of 2% of the withdrawal value (minimum €1)	No transaction fee, but currency exchange fees may apply
Metal⁷	1st card is a free Standard or Metal Premium card 2nd card is a free Standard or Metal Premium card Virtual cards are free	Additional cards are €10 for Standard or €40 for Metal	Free up to €800 per rolling month then a fee of 2% of the withdrawal value (minimum €1)	No transaction fee, but currency exchange fees may apply
Ultra⁸	1st card is a free Ultra, Premium or Standard card, or €40 for a Metal card 2nd card is a free Ultra, Premium or Standard card, or €40 for a Metal card (if you don’t already have one) Virtual cards are free	Additional cards are €10 for Standard, €40 for Metal or €50 for Ultra	Free up to €2000 per rolling month then a fee of 2% of the withdrawal value (minimum €1)	No transaction fee, but currency exchange fees may apply

Wise Account: No monthly fees and get the mid-market exchange rate

If you don’t want to worry about plans and want something different, you should check the Wise Account. With Wise, you can easily and securely send money to 140+ countries around the globe.

The Wise multi-currency account allows you to convert and hold more than 40 different currencies, and receive via local account details in +8 currencies. You can get your own UK account number, Euro IBAN, US routing number, and more.

Wise uses the mid-market exchange rate and there are no markups. There is no tiered pricing for personal plans and you also don’t have to pay any monthly account maintenance fees.

With the Wise Account you also get access to the Wise card, and use it in 150 countries, with the option to also create virtual cards for free.

To see how Wise and Revolut compare for yourself, check the Wise vs Revolut article.

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Sources used:

Sources last checked on date: 12th November, 2025

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.