Revolut card Ireland: All you need to know

Revolut is a digital banking company based in the UK, but it’s available in Ireland too. Revolut only offers mobile app-based current accounts and doesn’t have any physical branches.

When you open an account with Revolut, you’ll also be able to order a Revolut card and access the Revolut app to manage your transactions.

In this guide, we’ll give you all the details on getting and using a Revolut card, including any fees you need to know about.

We’ll also take a look at how Revolut compares to alternative cards, such as the Wise debit card. With the Wise card, you can spend in +40 currencies and your money is always converted at the mid-market rate.

Discover the Wise card 💳

What is a Revolut card?

Depending on your location, Revolut offers debit cards and credit cards which could be Visa or Mastercard.⁷

In this article, when you hear about the Revolut card it’s referring to the debit card, which draws from the balance of your Revolut account and supports contactless payments.

There are a few different Revolut cards available, and each of them is part of a different Revolut plan, each with its own limits, fees and perks¹:

• Revolut Standard card - No monthly plan fees⁸
• Revolut Plus card - €3.99 per month for the plan
• Revolut Premium card - €8.99 per month for the plan
• Revolut Metal card - €15.99 per month for the plan
• Revolut Ultra card - €45 per month for the plan

Which currencies can you hold with Revolut?

You can currently hold around 30+ currencies in your Revolut account, including AUD, GBP, EUR, USD and NZD.⁴ You can exchange between them in your account, or spend using your Revolut card.

Want more currencies? With a Wise Account, you can hold +40 currencies at once. Switch between them when you need to, convert currencies for a small fee or spend in +150 countries with the Wise card.

Revolut virtual cards

Last but not least, there’s the virtual Revolut card. Revolut offers two types of virtual cards, which are free to get and are included on all plans.¹⁰

• Multi-use card: Virtual payment card for online spending
• Single-use card: Virtual payment card that regenerates after every use

Multi-use cards can be linked to mobile wallet services such as Google Pay and Apple Pay, and used for pre-authorised payments, including subscriptions and hotel reservations. The only thing you can’t do with a virtual Revolut card is to withdraw cash with an ATM.

Like the sound of a virtual card? The Wise card has this feature too, so you can save money shopping online and abroad with an extra layer of security. Check out the Wise virtual card.

Does Revolut offer credit cards in Ireland?

Irish Revolut customers are eligible to apply for the Revolut credit card.¹¹ You can apply in the app, requesting a limit of up to €10,000.

Once approved you get one free physical card and a virtual card, and there’s the option to earn RevPoints through your spending. The amount of RevPoints earned varies depending on which Revolut plan your account is on.

Revolut card fees in Ireland 💶

The fees for using your Revolut card depend which plan you go for. Here are the headline fees you need to know about:

Revolut currency conversion fees

Revolut charges all account holders a variable currency conversion fee, and on top of this, Revolut Standard and Revolut Plus charge an extra fee for weekend exchanges, which is considered 5pm Friday to 6pm Sunday, New York time.

What about the Revolut card exchange rate?

Revolut determines their own exchange rate, stating that it's a variable rate based on data from multiple sources, as well as the value of the transaction.¹²

This is different to Wise, for example, which uses the mid-market exchange rate (the same you normally find on Google). Wise updates the exchange rate every minute, so you can always check the updated values for a currency.

Discover the Wise card and spend at the mid-market rate

If you're looking for a multi-currency account with a card that’s great for international spending, the Wise Account may be a good alternative to Revolut.

Like Revolut, Wise also offers physical and virtual cards, but there are no additional fees for weekends, or fair usage limits to keep track of when doing currency conversions.

You can hold +40 currencies in your account and are always guaranteed the mid-market exchange rate with no mark-ups or weekend rates.

Some other benefits of the Wise card:

• One time fee of 7 EUR to order yours
• With just a few clicks you can have up to 3 Wise virtual cards at the same time, for free. You can add it to mobile wallets like Google Pay and Apple Pay in the same way as the physical Wise card.
• Using your Wise card abroad and don't have enough money in the local currency? No problem. Thanks to the Smart Conversion technology, money will be automatically deducted from the currency where the exchange rate is the best.

Open your Wise Account
for free 🚀

FAQ: Revolut card in Ireland

If you want to know more about how the Revolut card works in Ireland, here’s the answers to a few frequently asked questions.

How to get a Revolut card in Ireland

If you like the sound of Revolut, here’s how you sign up and order a card ⁵ ¹⁷:

1. Sign up for a Revolut account using your phone number, choose your plan and download the app
2. Press the card icon on the top right
3. Select ‘Add new’
4. Choose whether you want a Debit, Credit, Pro, Joint or <18 card
5. Choose ‘Physical card’
6. Choose your card and select which features you’d like (i.e. custom design)
7. Follow the prompts to complete your card order

How to activate the Revolut card?

Once your card arrives, all you need to do to activate it is make your first chip and PIN payment or ATM withdrawal.⁶ Alternatively, you can activate it through the app by following these steps¹⁸:

1. Open the Revolut app and go to ‘Home’
2. Press the card icon on the top right
3. Select the card being activated
4. Press ‘Activate now’
5. Choose ‘I have my card’.

Why is my Revolut card not working?

There are a few reasons why your Revolut card might not be working.

• The physical card is damaged
• Insufficient funds
• Authentication not completed for online purchases
• Card is frozen in the app
• Virtual card details are no longer active
• Payment limits have been exceeded
• Incorrect pin.

How to cancel a Revolut card

If you just want to cancel your physical Revolut card, without shutting down the account, you can go into the card settings and scroll down to the option that says ‘Terminate card’.

Sources used for this article:

All sources last checked on 7 October, 2025.