Permanent TSB transfer large amount: What are the limits?
Can you send large transfers with Permanent TSB Ireland? Read all about it in this article.
Revolut large amounts: What is the maximum amount you can transfer?
Transferring large sums of money is often a crucial step in achieving life’s big goals. It might be the deposit for your future home, buying a leisure vehicle like a caravan or RV, or even just paying off a loan in a lump sum. Whatever the case, when handling such a significant transaction, you want to choose a reliable and cost-effective financial service to help.
In this guide, we’ll dive into how Revolut in Ireland handles large transfers, detailing their processes, limits, and cut-off times. Plus, we’ll introduce you to Wise, a payment institution that offers high amount transfers at the mid-market exchange rate.
Can I transfer large amounts with Revolut in Ireland?
With Revolut you can generally transfer large amounts with no issue, because most currencies and destination countries have no transfer limits.¹
You can only transfer money via Revolut app, and just keep in mind that large amount transfers might take a little longer than a normal transfer as sometimes there are extra checks for them to do.
In some instances though, a Revolut payment partner might have transfer limits that apply to certain currencies and destinations. If these limits are going to impact your transfer you’ll be notified in the Revolut app before you hit send.
Revolut high amounts limits: What is the maximum you can transfer?
As we’ve said, Revolut doesn’t have any transfer limits for most currencies and destinations, but those that do apply per transfer and can’t be increased. Since the limits are per transfer though, it’s possible to make multiple transfers in a day to reach the total amount you need to send.
Here’s some of the limits to be aware of²:
| Transaction Type | Revolut Limit |
|---|---|
| SEPA instant credit transfers | 100,000 EUR |
| COP to Colombia | 5,596,000 COP |
| KRW to South Korea | 5,000,000 KRW |
| BRL to Brazil | 29,999 BRL |
| NPR to Nepal | 1,000,000 NPR |
| CLP to Chile | 7,000,000 CLP |
| LKR to Sri Lanka | 4,999,999 LKR |
| VND to Vietnam | 499,999,999 VND |
| INR to India | 5,000 GBP |
| PHP to Philippines | 7,500 GBP |
| MYR to Malaysia | 15,000 GBP |
| IDR to Indonesia | 15,000 GBP |
Honing in on that first one, the SEPA instant credit transfer limit, it’s a little different to the rest. If you exceed the limit the transfer will actually still go through, but it will be processed as a normal transfer instead of instant so the money can take up to 2 days to arrive.
Revolut Ireland transfer times
When sending a transfer from Revolut this is how long you can expect it to take for the money to reach your recipient³:
- SEPA transfers are usually instant but can take up to 2 business days
- SWIFT transfers take up to 5 business days
Wise: Transfer large amounts with the mid-market rate
If sending money on Revolut isn’t quite the right fit for your needs, Wise could be the solution you’re looking for. Wise offers high transfer limits, also allowing you to send large amount transfers:
- To Euro: Send up to 6 million EUR per transfer.
- From Euro: Transfer up to 1.2 million EUR per transaction when paying via bank transfer.
When sending money, especially internationally, fees can often be a deciding factor. With Wise, you won’t encounter any hidden charges, instead the pricing is clear and upfront, whether you check through the Wise app or website.
Also, for certain currencies where local account details are available, such as EUR, GBP and USD, you can avoid using the SWIFT system which can be more costly than local transfers.
Another key advantage of Wise is the use of the mid-market exchange rate. You'll be able to see an updated rate at every minute, without any hidden margins or markups to worry about.
To help take the stress out of big transfers Wise also offers dedicated support for large transactions, letting you track your money every step of the way.
Sending money with Wise is simple and to get started all you need to do is register for a personal account, which is free. When it’s time to send the money you’ll be guided through the process step-by-step.
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How to send large transfers with Revolut?
If you need to send a large money transfer with Revolut here’s the process to follow¹:
- Open the Revolut app
- Add money to the account via an accepted payment method
- Press “Transfers”
- Input the destination country, currency, the amount and transfer method
- Add the recipients details, which is usually their full name and bank account number
- Press “Send” to confirm the transfer.
After completing this process you can track the status of the transfer through the Revolut app. If any additional information is required to complete it, Revolut will let you know.
Sources used:
- Revolut - Large Money Transfers
- Revolut - Transfer limits to send money
- Revolut - Timeframes for transfers
Sources last checked on date: 15 January 2025
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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