Everything you need to know about the Revolut Business card in Ireland

Irish business owners and entrepreneurs need easy ways to manage their business finances across multiple currencies, to pay for business expenses, subscriptions, stock and more. Getting a Revolut Business card can be a handy way to make payments in 130+ currencies, while keeping close control of your business spending among your team.

This guide walks through all you need to know, from placing your Revolut Business card order, to spending and withdrawing, and the Revolut Business card costs involved.

Plus we introduce the Wise Business card as another option for low cost spending and withdrawals in 150+ countries.

Discover Wise Business 💼

What is a Revolut Business card?

Revolut offers four different business account types in Ireland, to suit startups right through to enterprise level organizations¹. Each plan offers the option of getting a linked Revolut business card (or cards) for spending and withdrawals.

In Ireland, all Revolut Business cards are debit cards linked to your Revolut Business account, for multi-currency spending from your account balance. Credit services are not available.²

The exact cards you’re offered, as well as their features and fees, do depend on the account type you choose, but all customers can also choose a Revolut Business virtual card for secure digital spending.

What are the types of Revolut Business cards available in Ireland?

Revolut Business Ireland has 4 different account types - Basic, Grow, Scale and Enterprise. Each plan has its own features and fees, starting from the Basic plan which has a 10 EUR/month subscription fee, through to Scale at 90 EUR/month.

Enterprise plans are custom built and intended for larger business types, so the availability of cards can vary. For the other account plans, the type of card you can get depends on the plan selected. Here’s a summary:

Card type available¹	Basic Revolut Plan	Grow Revolut Plan	Scale Revolut Plan
Physical plastic card	Up to 3 per team member - fees may apply	Up to 3 per team member - fees may apply	Up to 3 per team member - fees may apply
Metal card	Not available	1 complimentary	2 complimentary
Virtual card	Up to 200 per team member	Up to 200 per team member	Up to 200 per team member

The Revolut plastic debit card is the standard issue card available on all plans. You can get up to 3 cards per team member - fees may apply for these cards.²

Standard card delivery can take up to 2 weeks, although you may be able to expedite this for an additional charge.

Revolut Metal cards are a premium payment card made from stainless steel. While it works in a similar way to a plastic card, it has a sleek look and is shipped by express delivery as a standard so you’ll get your hands on your card quicker. Grow and Scale plans offer one or more complimentary Metal cards, and you can also order additional cards for a fee.

Finally, all plans offer the option to instantly generate up to 200 virtual cards per team member. This is useful because virtual cards don’t have the same card number as your physical card, adding extra security when you spend online. You won’t be able to use a virtual card to make cash withdrawals, but they can be issued, deleted and replaced very easily, making it easy to control team spending and security.

Who can order a Revolut Business card in Ireland?

To order a Revolut Business card in Ireland you must first qualify for and open a Revolut Business account. The eligibility rules are as follows³:

• Your company must be fully incorporated and active
• Your company must be registered in Ireland or another eligible country
• Your company must be an accepted entity type and work in a supported industry
• Your current legal home address should be in the UK, Switzerland or EEA.

You can not open a Revolut Ireland account if you run a charity, or cooperative, or if you operate in the public sector. There are also some unsupported industries which you may need to check out if you’re operating in a sensitive niche.

Freelancers in Ireland can not open a Revolut Business account, but you can instead add the Revolut Pro⁴ feature into your Revolut personal account. This offers some key features which are valuable to freelancers and people with a side hustle, like ways to take card payments and create invoices.

Revolut Business card costs and fees in Ireland

Ordering Revolut Business cards

Here’s a summary of the costs to order the different Revolut Business card types, depending on your account plan:

Card service¹	Basic Revolut Plan fee⁵	Grow Revolut Plan fee⁶	Scale Revolut Plan fee⁷
Monthly account fee	10 EUR/month	From 30 EUR/month	From 90 EUR/month
Complimentary cards	Up to 200 virtual cards per team member	1 complimentary Metal card Up to 200 virtual cards per team member	2 complimentary Metal card Up to 200 virtual cards per team member
Additional plastic cards outside plan limit	Fees may apply - shown in app at the point of order	Fees may apply - shown in app at the point of order	Fees may apply - shown in app at the point of order
Additional Metal cards outside plan limit	Not available	57.99 EUR	57.99 EUR
Other Metal card fees	Not applicable	Close or downgrade within 3 months, and you must repay Metal card costs	Close or downgrade within 3 months, and you must repay Metal card costs
Delivery fees	Fees may apply - shown in app at the point of order	Fees may apply - shown in app at the point of order	Fees may apply - shown in app at the point of order

*Details correct at time of research - 10th November 2025

Revolut Business card spending and withdrawing fees

Spending and withdrawing fees apply, depending on the card you hold and how you transact. Here’s a brief overview:

Card service	Basic Revolut Plan fee⁵	Grow Revolut Plan fee⁶	Scale Revolut Plan fee⁷
Spend a currency you hold	No Revolut fee	No Revolut fee	No Revolut fee
ATM fee	2% of withdrawal value	2% of withdrawal value	2% of withdrawal value
Weekday currency exchange	No fee to 1,000 EUR/month then 1% additional fee	No fee to 15,000 EUR/month then 1% additional fee	No fee to 60,000/month EUR then 1% additional fee
Out of hours currency exchange	Additional 1% fee	Additional 1% fee	Additional 1% fee

*Details correct at time of research - 10th November 2025.

Revolut currency exchange rate for business cards

There’s no fee from Revolut when you spend a currency you hold in your account. If you don’t have the currency needed for a transaction you can either manually convert to the currency required, or allow the card to automatically convert when you pay.

Revolut plans all offer a set amount of currency conversion on weekdays which uses the Revolut exchange rate. If you exchange more than this amount, you pay a fair usage fee of 0.6% of the transaction value.¹¹

Weekend rates

If you make currency conversions on weekends, for example, there’s also a 1% fee on all account types if you convert out of market hours (between 5pm Eastern Standard Time (EST) on Friday and 6pm EST on Sunday).

Not all business cards approach currency exchange in this way. The Wise Business card for example uses the mid-market rate with no markup no matter the day of the week - more on that later.

How to order a Revolut Business card: Step-by-step process

To get a Revolut Business card you will first need to open a Revolut Business account. You can do this in the Revolut app by selecting the option to sign up and then following the onscreen prompts.

You’ll be asked to add information about yourself and your business, and upload some documents for verification.

Here’s how to order a Revolut Business card once your account is set up⁸:

1. Log into your Revolut Business account
2. Go to 'Cards' and then select 'Order card'
3. Choose the person you're ordering for - this can be yourself or a team member

If you order a card for yourself it will be sent to your registered address. If you order for a team member they will receive an invitation to add their mailing address to have their card sent out.

There’s also a handy feature which allows team members to request a card - but as the account owner you retain the final say on who is issued a card in the end.

When you order your card you can select standard or express delivery - different fees will apply. Delivery timescales are⁹:

• Standard delivery: 2 weeks
• Express delivery: up to 5 working days

How to activate your Revolut Business card

Here’s how to activate a Revolut Business card¹⁰:

• Use your card to make a chip and PIN transaction in a store
• Withdraw cash from an ATM using the card and PIN
• Log into the Revolut app and go to the 'Cards' tab - pick the card you want to activate and click 'Activate now'.

Pros and cons of Revolut Business Card

Pros	Cons
✅ Spend in 130+ currencies ✅ Choose from different account plans to suit your business type ✅ Some currency exchange with no extra fees included in all account types ✅ Ways to get paid by others with EUR and GBP local account information	❌ Monthly fees apply on all business accounts ❌ 1% out of hours fees apply for currency exchange at the weekend ❌ 0.6%% fair usage fee applies if you exchange above your plan limit ❌ Limited local account details besides EUR and GBP

Discover the Wise Business card

Revolut Business cards might not be the right choice for everyone. Consider the Wise Business card instead, to see if it’s a better fit.

Your Wise Business card is a physical or virtual card, linked to a Wise Business account, which supports 40+ currencies for holding and exchange, and has local account details in 8+ currencies to receive convenient payments from customers.

You can spend money in 150+ countries, wherever your card network is supported, with no monthly fees, and at the mid-market exchange rate. There’s no currency exchange markup at all, even on weekends - just a low, transparent fee you can check and compare before you transact.

Other benefits of the Wise Business card:

• You can spend online or in-store in 40+ currencies
• Get instant spending notifications and track business expenses in your Wise app
• Freeze your card in the app, and stop anyone using it in a single tap
• Get team members their own card connected to your Wise Business account
• Create virtual cards to separate your expense types. Virtual card details appear instantly online so you can start spending immediately.

Get your Wise Business card 🚀

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Frequently Asked Questions

Can I top up my Revolut business card?

With Revolut Business you top up a debit card by adding money to your linked Revolut Business account. This can be done using a bank transfer, or from a different card, in a selection of currencies depending on what you require.

How many Revolut business cards can I have?

You can order up to 3 plastic cards per team member, and 200 virtual cards per team member. Metal cards are not available on all plans - fees apply if you order above your plan limit.

What currencies are supported by Revolut?

You can spend with your Revolut card in 130+ currencies, and hold 25+ currencies in your account.

How long does the delivery of Revolut business cards take in Ireland?

Revolut business card delivery timescales are:

• Standard delivery: 2 weeks
• Express delivery: up to 5 working days

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Sources used:

1. Revolut Business Plans
2. Revolut Business cards
3. Revolut Business eligibility
4. Revolut Pro
5. Revolut Business fees - Basic
6. Revolut Business fees - Grow
7. Revolut Business fees - Scale
8. Revolut FAQ - how to order a card
9. Revolut FAQ - when will my card arrive
10. Revolut FAQ - how to activate a new card
11. Revolut FAQ - Exchanging currencies

Sources last checked on date: 10th November, 2025