Wise Business vs Revolut Business: Which one is right for your Irish business?
Compare Wise Business vs Revolut Business in Ireland. Detailed analysis of fees and features to help Irish businesses choose the best solution.
Revolut is a digital bank offering accounts, cards and payment services, both for personal and business customers in Ireland. You can open a Revolut Business account in Ireland if you have a registered business, or you can add the Pro feature to a Revolut personal account if you’re a freelancer or building a side hustle.
This guide walks through the Revolut Business account fees in Ireland, and the difference for Pro customers. We’ll also touch on Wise Business, which can be a great alternative for freelancers and businesses looking for exchanging currencies at the mid-market exchange rate and ways to hold, send and spend 40+ currencies.
You can open a Revolut Business account in Ireland if you have an eligible registered business and meet the residence requirements - this means you must also live in the EEA, UK, or another supported country.¹
If you’re eligible you can choose from 4 different Revolut Business plans² which range from a basic option right through to Enterprise plans for large, established companies.

If you don’t have a registered business yet, because you’re a freelancer or launching a side hustle, for example, you may still be able to benefit from Revolut by opening a personal account and adding in Pro features³ which get you some core business features without committing to a full dedicated business account.
Revolut Business account fees will depend on the plan selected, and we’ll cover the costs and pricing policies in a moment. First, let’s look at some of the features which apply to each plan.
All Business plans from Revolut offer the following features:
- Hold and exchange 25+ currencies
- Receive local payments in EUR and GBP, and other currencies with SWIFT⁴
- Exchange currency on weekdays to plan limit with no extra fee
- Options for local and international outbound transfers
- Physical and virtual Revolut Business cards for yourself and your team
- Add and manage users
- Expense management tools
- Accept customer payments online and in person
For some transaction types, Revolut offers no fees up to a plan limit, as follows:
| Basic | Grow | Scale | |
|---|---|---|---|
| Weekday exchange with no additional fee | 1,000 EUR (or equivalent) | 15,000 EUR (or equivalent) | 60,000 EUR (or equivalent) |
| No fee international transfers | 0 | 5 | 25 |
| No fee local transfers | 10 | 100 | 1,000 |
| Metal cards | Not available | 1 available with no additional fee | available with no additional fee |
Enterprise plans are built to order, and so costs, no-fee inclusions and other details can be negotiated when you sign up.
*Details correct at time of research - 6th November 2025.
If you choose a Pro plan in conjunction with your personal Revolut plan, you’ll get the no fee transaction limits associated with the personal plan you select. On top of that, you get the following business friendly extras:
- Business debit card - 1% cashback
- Custom payment links
- Invoicing service
- In person payments using your phone or a Revolut POS terminal.
We’ll look at the core costs associated with Revolut Pro and Business accounts in more detail next.
Let’s start with Revolut Business account pricing, and the costs of maintaining a Pro plan. These fees are monthly maintenance costs, with some additional transaction fees possible, which we’ll look at next:
| Revolut Business plan | Pro⁵ | Basic⁶ | Grow⁷ | Scale⁸ | Enterprise |
|---|---|---|---|---|---|
| Monthly plan fees | Personal account fees apply - 0 EUR - 55 EUR | 10 EUR/month | From 30 EUR/month | From 90 EUR/month | Custom fees and features apply |
*Details correct at time of research - 6th November 2025.
Next let’s look at the Revolut Business account cost for specific transaction types. We’ve removed Enterprise accounts from this listing as the fees for enterprise level customers are to be decided upon sign up, rather than an off the peg option.
| Revolut Business service | Pro⁵ | Basic⁶ | Grow⁷ | Scale⁸ |
|---|---|---|---|---|
| Card fee | First Pro card is free | Card fees may apply, shown when you order | Card fees may apply, shown when you order | Card fees may apply, shown when you order |
| ATM fee | No fee to personal plan limit, then 2% | 2% of withdrawal value | 2% of withdrawal value | 2% of withdrawal value |
| Weekday currency exchange | No fee to personal plan limit, then 0.5% - 1% additional fee | No fee to 1,000 EUR then 1% additional fee | No fee to 15,000 EUR then 1% additional fee | No fee to 60,000 EUR then 1% additional fee |
| Out of hours currency exchange | Additional 1% fee | Additional 1% fee | Additional 1% fee | Additional 1% fee |
| Local transfers | No fee | 10 with no fee, then 0.2 EUR | 100 with no fee, then 0.2 EUR | 1,000 with no fee, then 0.2 EUR |
| International transfers | Variable fees apply | 5 EUR | 5 with no fee, then 5 EUR | 25 with no fee, then 5 EUR |
| Payment acceptance fees | From 1% + 0.2 EUR | From 0.8% + 0.02 EUR | From 0.8% + 0.02 EUR | From 0.8% + 0.02 EUR |
*Details correct at time of research - 6th November 2025.
Other fees can apply depending on the type of account you have and how you choose to use it. Look through your account terms and conditions carefully before you transact so there are no surprises.


Revolut Business or Pro might not be the right option for everyone. Before you choose a business account it’s important to weigh up your options to make sure you get all the services you need, with the best mix of cost and convenience possible.
Compare your preferred plan from Revolut against Wise Business, a payment account* also available in Ireland. With Wise there’s a one time fee of 50 EUR to get full feature access on your business account. After that there are no monthly fees, and there’s no minimum balance to worry about either.
Wise Business accounts support 40+ currencies for holding and exchange, and offer local account details in 8+ currencies (e.g EUR, GBP, USD, AUD). All currency conversion uses the mid-market rate with no markups, no fair usage or out of hours fees, just low, transparent conversion costs which you can see before you convert.

Wise Business can help you receive payments from customers, send money to suppliers and contractors, and spend it with your Wise Business debit or expense cards. Plus you get perks like batch payments, API access and accounting integrations to help save time.
Before you choose the right way to manage your finances as a business owner or freelancer, compare options including Revolut accounts and Wise Business to see which is the best fit for your specific needs.
Open your Wise Business
account online
*Wise is not a bank but a payment institution, though some of it's features are similar to those offered by traditional banks.
Sources used:
Sources last checked on date: 6th November, 2025
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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