Skip to main content

IBAN in the United Kingdom

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

What is the IBAN format in the United Kingdom ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in the United Kingdom?

IBAN in the United Kingdom consists of 22 characters:

  • 2 letter country code
  • 2 digit check number
  • 4 characters from the bank's bank code
  • 6 digit sort code for the bank branch
  • 8 digit code for the bank account number

Already have an IBAN code?

Check IBAN
IBAN example in the United Kingdom GB29NWBK60161331926819
IBAN in print format GB29 NWBK 6016 1331 9268 19
Country code GB
Check digits 29
Bank code NWBK
Sort code 601613
Bank account number 31926819

Do you need an IBAN in the United Kingdom?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in the United Kingdom, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Calculate IBAN

Compare prices for sending money abroad

Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.

Wise never hides fees in the exchange rate. We give you the real rate, independently provided by Reuters. Compare our rate and fee with Western Union, ICICI Bank, WorldRemit and more, and see the difference for yourself.

Sending 1000.00 EUR withRecipient gets(Total after fees)Transfer feeExchange rate(1 EUR GBP)
WiseCheapest857.11 GBPSave up to 67.97 GBP4.58 EUR0.861050Mid-market rate
ActivoBank

Powered by Wise

We've partnered with other providers who believe in fairness and transparency. That’s why all providers powered by Wise have the same price.

Cheapest
857.11 GBP4.58 EUR0.861050Mid-market rate
bunq

Powered by Wise

We've partnered with other providers who believe in fairness and transparency. That’s why all providers powered by Wise have the same price.

Cheapest
857.11 GBP4.58 EUR0.861050Mid-market rate
LHV

Powered by Wise

We've partnered with other providers who believe in fairness and transparency. That’s why all providers powered by Wise have the same price.

Cheapest
857.11 GBP4.58 EUR0.861050Mid-market rate
N26

Powered by Wise

We've partnered with other providers who believe in fairness and transparency. That’s why all providers powered by Wise have the same price.

Cheapest
857.11 GBP4.58 EUR0.861050Mid-market rate
10 million happy customers
Regulated by FCA

A cheaper, faster way to send money abroad

Join over 10 million people who get the real exchange rate with Wise. We’re up to 8x cheaper than banks.

Get started now for free

FAQs

IBAN (which stands for International Bank Account Number) is an internationally agreed code made up of up to 34 letters and numbers which helps banks make sure that international transfers are processed correctly.

In just a few letters and numbers, the IBAN captures all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean. Find IBAN examples for every country where it's used.

You can usually find your IBAN on your bank account statements, or in your online banking. If you have your other bank account details to hand, you can also use calculator to find your IBAN. Calculate IBAN

You’ll need a few details to send or receive a transfer – either domestically or internationally.

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

When sending money internationally, there are a few big things you need to look out for. Banks add hidden fees to the exchange rates they offer, often without even telling their customers. And with each bank sending your money at their own pace, choosing a fast provider can be difficult.

Wise gives you the real, mid-market exchange rate — the same rate you’ll see on Google, in fact. No hidden fees. No surprises. Just a much better deal. And on many popular routes, Wise can send your money within one day, and sometimes within seconds.

Top banks in the United Kingdom