4.3/5 from 241,198 reviews

Send money through Apple Pay

Send money through Apple Pay from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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FINTRAC regulated

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Over 12.8 million customers

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Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

Domestic wire transfer

Domestic wire transfer fee

0.31 CAD
Our fee

7.09 CAD

Total included fees (0.74%)

7.40 CAD

You could save up to 46.13 CAD

Should arrive by Friday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 CAD with	Recipient gets(Total after fees)
	707.56 USD
Transfer fee 7.40 CAD Exchange rate(1 CAD USD) 0.712835 Exchange rate markup 0.07 CAD Cost of transfer 7.47 CAD

	699.44 USD- 8.12 USD
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.699444 Exchange rate markup 18.85 CAD Cost of transfer 18.85 CAD

	694.47 USD- 13.09 USD
Transfer fee 1.99 CAD Exchange rate(1 CAD USD) 0.695852 Exchange rate markup 23.89 CAD Cost of transfer 25.88 CAD

	694.10 USD- 13.46 USD
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.694101 Exchange rate markup 26.35 CAD Cost of transfer 26.35 CAD

	674.92 USD- 32.64 USD
Transfer fee 2.99 CAD Exchange rate(1 CAD USD) 0.676942 Exchange rate markup 50.42 CAD Cost of transfer 53.41 CAD

Show more providers

How to send money through Apple Pay in 3 easy steps

Enter amount to send in CAD

Pay in CAD through Apple Pay.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send CAD through Apple Pay, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is Apple Pay money transfer?

Making an Apple Pay money transfer is super convenient. You’ll get the benefits of paying by debit or credit card - without any of the hassle of entering your card details. Just use your phone’s PIN or biometric log in, for a transfer you can set up in seconds.

Apple Pay money transfers with Wise have maximum payment limits which vary based on where in the world you’re based. There are also a couple of other specific circumstances in which you won’t be able to make a Wise Apple Pay money transfer.

If your specific payment can be funded using Apple Pay you’ll see this option when you arrange it. If you don’t see Apple Pay as an available option, you can easily pick another payment type to get your money on its way.

Learn more about using Apple Pay transfers.

Online money transfer fees

How much does it cost to send money through Apple Pay?

To send money through Apple Pay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer through Apple Pay take?

A money transfer through Apple Pay (CAD-USD) should arrive by Friday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD

USD

Should arrive

by Friday

Wise works nearly everywhere

Send money

Account details

Hold and convert money

Canadian dollar
Swift/BIC, Account number and Institution number
British pound
Swift/BIC, IBAN, Sort code and Account number
Euro
Swift/BIC and IBAN
United States dollar
Routing number, Swift/BIC, Account number and Account type
United Arab Emirates dirham
Swift/BIC and IBAN
Australian dollar
BSB code and Account number
Bulgarian lev
Swift/BIC and IBAN
Swiss franc
Swift/BIC and IBAN
Chinese yuan
Swift/BIC and IBAN
Czech koruna
Swift/BIC and IBAN
Danish krone
Swift/BIC and IBAN
Hong Kong dollar
Swift/BIC and IBAN
Hungarian forint
Swift/BIC, IBAN and Account number
Israeli shekel
Swift/BIC and IBAN
Japanese yen
Swift/BIC and IBAN
Norwegian krone
Swift/BIC and IBAN
New Zealand dollar
Swift/BIC and Account number
Polish złoty
Swift/BIC and IBAN
Swedish krona
Swift/BIC and IBAN
Singapore dollar
Bank name, Bank code and Account number
Turkish lira
IBAN
Ugandan shilling
Swift/BIC and IBAN
South African rand
Swift/BIC and IBAN

United Arab Emirates dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian leu
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
United States dollar
Uruguayan peso
Vietnamese dong
West African CFA franc
South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Great experience every time.

Dale Strack

Their website is easy to use and bank transfers are secure and fast.

Dinshaw Byramji

Once you get used to the app. Sending money is very easy and with very low fees. It actually uses the actual exchange rate not something made up by…

Ronald Stephen Clover

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