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Send money with INTERAC e-Transfer

Send money with INTERAC e-Transfer from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more

Over 12.8 million customers
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FCA regulated
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 Rate guaranteed (47h)
  • Bank transfer fee

    0 EUR

  • Our fee

    136.02 EUR


Total included fees (0.45%)

136.02 EUR

  • You could save up to 748.10 EUR

Should arrive by Monday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 CAD withRecipient gets(Total after fees)
Wise
690.65 USD
Transfer fee
7.40 CAD
Exchange rate(1 CAD USD)
0.695797
Exchange rate markup
332.82 CAD

Cost of transfer
340.22 CAD

RBC Royal Bank of Canada
682.31 USD- 8.34 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.682310
Exchange rate markup
345.76 CAD

Cost of transfer
345.76 CAD

Scotiabank
679.53 USD- 11.12 USD
Transfer fee
1.99 CAD
Exchange rate(1 CAD USD)
0.680888
Exchange rate markup
347.12 CAD

Cost of transfer
349.11 CAD

TB Bank
678.15 USD- 12.50 USD
Transfer fee
0 CAD
Exchange rate(1 CAD USD)
0.678150
Exchange rate markup
349.75 CAD

Cost of transfer
349.75 CAD

PayPal
662.93 USD- 27.72 USD
Transfer fee
2.99 CAD
Exchange rate(1 CAD USD)
0.664917
Exchange rate markup
362.43 CAD

Cost of transfer
365.42 CAD

globe

How to send money with INTERAC e-Transfer in 3 easy steps

What is INTERAC e-Transfer money transfer?

Paying for your Wise international payment by INTERAC e-Transfer is convenient and can be done right from your laptop or smartphone.

All you’ll need to do is select INTERAC e-Transfer Request Money as your preferred way to pay, and then follow the instructions on the money request you receive through your Interac phone number or email. Each Interac money request you generate is good for 24 hours, so you can set up your payment at your convenience, online or in your bank’s mobile app. Easy.

Once you approve the Interac money request your payment is usually received by Wise in just a few minutes. That means Wise can get it on the way to your recipient faster, too.

Learn more about using Interac transfers.

Online money transfer fees

How much does it cost to send money with INTERAC e-Transfer?

To send money with INTERAC e-Transfer with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer with INTERAC e-Transfer take?

A money transfer with INTERAC e-Transfer (EUR-USD) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR
USD

Should arrive

by Monday

Wise works nearly everywhere

  • Euro
    Swift/BIC and IBAN
  • British pound
    Swift/BIC, IBAN, Sort code and Account number
  • United States dollar
    Routing number, Swift/BIC, Account number and Account type
  • United Arab Emirates dirham
    Swift/BIC and IBAN
  • Australian dollar
    BSB code and Account number
  • Bulgarian lev
    Swift/BIC and IBAN
  • Canadian dollar
    Swift/BIC, Account number and Institution number
  • Swiss franc
    Swift/BIC and IBAN
  • Chinese yuan
    Swift/BIC and IBAN
  • Czech koruna
    Swift/BIC and IBAN
  • Danish krone
    Swift/BIC and IBAN
  • Hong Kong dollar
    Swift/BIC and IBAN
  • Hungarian forint
    Swift/BIC, IBAN and Account number
  • Israeli shekel
    Swift/BIC and IBAN
  • Japanese yen
    Swift/BIC and IBAN
  • Norwegian krone
    Swift/BIC and IBAN
  • New Zealand dollar
    Swift/BIC and Account number
  • Polish złoty
    Swift/BIC and IBAN
  • Swedish krona
    Swift/BIC and IBAN
  • Singapore dollar
    Bank name, Bank code and Account number
  • Turkish lira
    IBAN
  • Ugandan shilling
    Swift/BIC and IBAN
  • South African rand
    Swift/BIC and IBAN
  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.