Send money to UPI ID

Send money to UPI ID from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

Rate guaranteed (46h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 EUR
Our fee
183.17 EUR

Volume discount

-7.96 EUR

Total included fees (0.58%)
175.21 EUR

Should arrive by Tuesday 06:00

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to UPI ID

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

Rate guaranteed (46h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 EUR
Our fee
183.17 EUR

Volume discount

-7.96 EUR

Total included fees (0.58%)
175.21 EUR

Should arrive by Tuesday 06:00

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now

Sending 30,000 EUR with	Recipient gets(Total after fees)
	3,180,205.72 INR
Transfer fee 174.48 EUR Exchange rate(1 EUR INR) 106.627 Exchange rate markup 0 EUR Cost of transfer 174.48 EUR

	3,150,587.42 INR- 29,618.30 INR
Transfer fee 15 EUR Exchange rate(1 EUR INR) 105.072 Exchange rate markup 437.47 EUR Cost of transfer 452.47 EUR

	3,120,101.74 INR- 60,103.98 INR
Transfer fee 38 EUR Exchange rate(1 EUR INR) 104.135 Exchange rate markup 701.05 EUR Cost of transfer 739.05 EUR

	3,099,930.72 INR- 80,275 INR
Transfer fee 476.55 EUR Exchange rate(1 EUR INR) 104.999 Exchange rate markup 458.06 EUR Cost of transfer 934.61 EUR

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	BNP Paribas	Rabobank	Deutsche Bank
Recipient gets (Total after fees)	3,180,205.72 INR	3,150,587.42 INR	3,120,101.74 INR	3,099,930.72 INR
Exchange rate (1 EURINR)	106.627	105.072	104.135	104.999
Exchange rate markup	0 EUR	437.47 EUR	701.05 EUR	458.06 EUR
Transfer fee	174.48 EUR	15 EUR	38 EUR	476.55 EUR
Total transfer cost	174.48 EUR	452.47 EUR	739.05 EUR	934.61 EUR

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This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in the EU by the national bank of Belgium
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to UPI ID in 3 easy steps

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive INR.

The recipient gets money in INR directly from Wise’s local bank account.

Create free account now

What is UPI ID money transfer?

UPI money transfers are a simple way to send INR funds to India, using just the recipient’s name and UPI ID. That means there’s no need to ask for or remember the recipient’s full banking details when you want to send a payment.

Wise UPI transfers allow you to send up to 200,000 INR, whether you are sending to a private individual or a business.

You can’t send a Wise UPI money transfer for investment or as a charitable donation, and you might need a Foreign Inward Remittance Certificate (FIRC) as part of setting up your payment.

Learn more about using UPI transfers.

Online money transfer fees

How much does it cost to send money to UPI ID?

To send money to UPI ID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 30,000 EUR to INR is by using money that's in your Wise account and costs 174.64 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

INR

Sending 30,000 EUR	Transfer cost
Wise account	174.64 EUR

Bank transfer	217.38 EUR

Trustly	176.63 EUR

Fastest way to send money abroad

A money transfer to UPI ID (EUR-INR) should arrive by Tuesday 06:00. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

EUR

INR

Sending 30,000 EUR	Should arrive
Wise account	by Tuesday 06:00

Bank transfer	by Tuesday

Trustly	by Wednesday

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How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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Send money to UPI ID

Send money to UPI ID

See how much it costs to send money abroad

How to send money to UPI ID in 3 easy steps

Enter amount to send in EUR.

Choose your recipient.

Send EUR, receive INR.

What is UPI ID money transfer?

Online money transfer fees

How much does it cost to send money to UPI ID?

Cheapest way to send money abroad

Fastest way to send money abroad

See where Wise works

How we keep your money safe

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