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Send money online

Send money online from our website or mobile app, in just a few clicks.

Over 12.8 million customers

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FCA regulated

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Rate guaranteed (46h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee

0 EUR
Our fee

6.21 EUR

Total included fees (0.62%)

6.21 EUR

You could save up to 45.72 EUR

Should arrive by Wednesday

Find out how much it costs to send money online

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 EUR with	Recipient gets(Total after fees)
	824.92 GBP
Transfer fee 5.75 EUR Exchange rate(1 EUR GBP) 0.829695 Exchange rate markup 210.87 EUR Cost of transfer 216.62 EUR

	805.33 GBP- 19.59 GBP
Transfer fee 21 EUR Exchange rate(1 EUR GBP) 0.822608 Exchange rate markup 217.61 EUR Cost of transfer 238.61 EUR

	801.27 GBP- 23.65 GBP
Transfer fee 3.90 EUR Exchange rate(1 EUR GBP) 0.804411 Exchange rate markup 234.91 EUR Cost of transfer 238.81 EUR

	788.92 GBP- 36 GBP
Transfer fee 5.99 EUR Exchange rate(1 EUR GBP) 0.793671 Exchange rate markup 245.13 EUR Cost of transfer 251.12 EUR

	788.33 GBP- 36.59 GBP
Transfer fee 22 EUR Exchange rate(1 EUR GBP) 0.806060 Exchange rate markup 233.35 EUR Cost of transfer 255.35 EUR

Show more providers

Send money online in 3 easy steps

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose recipient .

Select who you want to send money to and which pay-out method to use.

Send EUR, receive USD.

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Check the price now

Delivery time for online money transfers from Estonia

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

EUR

USD

Should arrive

by Wednesday

Best ways to send money internationally

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Trustly
Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money online with the Wise app

Looking for an app to send money online? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app