4.3/5 from 233,198 reviews

Send money using iDEAL

Send money using iDEAL from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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FINTRAC regulated

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Over 10 million customers

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You send exactly

0.45 EUR
6.21 EUROur fee
–
6.66 EURTotal fees
=
993.34 EURTotal amount we’ll convert
×
1.1121

Recipient gets

Should arrive by Tuesday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 EUR with	Recipient gets(Total after fees)
	1,105.14 USD
Transfer fee 6.21 EUR Exchange rate(1 EUR USD) 1.11205 Exchange rate markup 0 EUR Cost of transfer 6.21 EUR

	1,086.06 USD- 19.08 USD
Transfer fee 15 EUR Exchange rate(1 EUR USD) 1.10260 Exchange rate markup 8.50 EUR Cost of transfer 23.50 EUR

	1,081.70 USD- 23.44 USD
Transfer fee 3.90 EUR Exchange rate(1 EUR USD) 1.08594 Exchange rate markup 23.48 EUR Cost of transfer 27.38 EUR

	1,056.10 USD- 49.04 USD
Transfer fee 5.99 EUR Exchange rate(1 EUR USD) 1.06246 Exchange rate markup 44.59 EUR Cost of transfer 50.58 EUR

	1,055.01 USD- 50.13 USD
Transfer fee 22 EUR Exchange rate(1 EUR USD) 1.07874 Exchange rate markup 29.95 EUR Cost of transfer 51.95 EUR

Show more providers

How to send money using iDEAL in 3 easy steps

Enter amount to send in EUR

Pay in EUR using iDEAL.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send EUR using iDEAL, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is iDEAL money transfer?

You can make an iDEAL money transfer if you have a bank account in the Netherlands and want to pay for your transfer in euros. Using iDEAL is convenient - and quick. In fact, for transfers of 3,000 EUR or less, your money will be available immediately - while for transfers of a higher value, the funds will be deposited in 1 working day.

To arrange your iDEAL payment online or in the Wise app, just select iDEAL as the payment method when you set up your transfer, and you’ll be directed to the iDEAL page, to enter your bank details. You’ll be able to send up to 50,000 EUR per transfer with iDEAL.

Learn more about using iDEAL.

Online money transfer fees

How much does it cost to send money using iDEAL?

To send money using iDEAL with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using iDEAL take?

A money transfer using iDEAL (EUR-USD) should arrive by Tuesday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR

USD

Should arrive

by Tuesday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Very professional company with a trustworthy service and excellent customer assistance if you have a question. The exchange rate is also extremely…

Kristin Schaefer Centofanti

Amazing, simple and speedy exchanges and transfers

Lauri Santeri Luhtonen

easy and fast to use to travel and to change currencies including virtuel Cards

Mathias AMMANN

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