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Send money by wire transfer

Send money by wire transfer from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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FINTRAC regulated
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Over 12.8 million customers
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 Rate guaranteed (47h)
  • Domestic wire transfer fee

    0.31 CAD

  • Our fee

    7.09 CAD


Total included fees (0.74%)

7.40 CAD

  • You could save up to 36.72 CAD

Should arrive by Thursday

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How to send money by wire transfer in 3 easy steps

What is Wire transfer money transfer?

Paying for your money transfer with Wise using a bank wire is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your wire transfer by phone, or in a branch - whatever you’d normally do. That makes a wire money transfer familiar and convenient, no matter where you’re sending money to.

Using a wire to pay for a money transfer with Wise may mean you’re able to set up very high value transfers, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using wire transfers.

Online money transfer fees

How much does it cost to send money by wire transfer?

To send money by wire transfer with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer by wire transfer take?

A money transfer by wire transfer (CAD-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD
USD

Should arrive

by Thursday

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.