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Send money using SOFORT

Send money using SOFORT from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (35h)
  • PayID fee
    0 AUD
  • Our fee
    282.77 AUD

  • Volume discount

    -2.95 AUD

Total included fees (0.62%)
279.82 AUD

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money using SOFORT

Send money using SOFORT from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (35h)
  • PayID fee
    0 AUD
  • Our fee
    282.77 AUD

  • Volume discount

    -2.95 AUD

Total included fees (0.62%)
279.82 AUD

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

How to send money using SOFORT in 3 easy steps

How to send money using SOFORT

  • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
  • If your recipient has Wise, you can look them up on our network and send to them in seconds.
  • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Australian dollars by bank transfer, card, PayID, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money using SOFORT in 3 easy steps

How to send money using SOFORT

  • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
  • If your recipient has Wise, you can look them up on our network and send to them in seconds.
  • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Australian dollars by bank transfer, card, PayID, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money using SOFORT in 3 easy steps

How to send money using SOFORT

  • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
  • If your recipient has Wise, you can look them up on our network and send to them in seconds.
  • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Australian dollars by bank transfer, card, PayID, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

What is SOFORT money transfer?

Making a SOFORT money transfer is easy, secure and simple to arrange. Just select SOFORT as the payment method when you set up your Wise international money transfer, and you’ll be directed to the SOFORT page, to enter your bank details.

SOFORT money transfers are offered to customers with accounts from participating banks in Austria, Belgium, Germany, Italy, the Netherlands, Slovakia, Spain, and Switzerland. You can send up to 25,000 EUR every 24 hours using SOFORT, and transfers can be instant, or may take up to 4 days to arrive. You’ll see a delivery estimate before you confirm your SOFORT money transfer, so you can see when your payment is likely to be received.

To make a SOFORT money transfer with Wise you’ll need to fund your Wise payment from a bank account in your own name, and you’ll need to make sure there’s enough money in your account to pay for the transfer and fees in full.

Learn more about using SOFORT.

Online money transfer fees

How much does it cost to send money using SOFORT?

To send money using SOFORT with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Cheapest way to send money abroad from Australia

The cheapest way to send 45,000 AUD to PHP is from a Wise balance and costs 279.95 AUD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

AUD

PHP

Sending 45,000 AUDTransfer cost
Wise balance279.95 AUD

Osko279.82 AUD

Bank transfer279.82 AUD

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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