Who can I send Moroccan dirham (MAD) to?

You can send Moroccan dirham (MAD) to individual and business bank accounts in Morocco.

What information do I need about my recipient?

You’ll need to know their full name and their 24-digit RIB. RIB stands for relevé d’identité bancaire, meaning "statement of banking identity". This is different from an IBAN. It starts with bank code (3 digits), followed by branch code (3–8 digits), account number (11–16 digits), and RIB key (2 digits).

How much can I send to Morocco?

You can send up to 270,000 Moroccan dirham (MAD) per transfer.

How long does a money transfer to Morocco take?

Once Wise receives and converts your money, it usually takes 1–3 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Is there any other information I need to know?

Some banks in Morocco charge receiving fees on incoming transfers. Al Barid, Attijariwafa, BMCE, BMCI, Crédit du Maroc and Société Générale Maroc may charge a receiving bank fee of up to 20 Moroccan dirham (MAD).

Send money to Morocco

Save on your online money transfer to Morocco from Australia. Transfer Australian dollar to Moroccan dirham quickly, safely and join over 14.8 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send

Recipient gets exactly

Arrives

by Tuesday, July 21

Total fees

Included in AUD amount

Send money to Morocco

Save on your online money transfer to Morocco from Australia. Transfer Australian dollar to Moroccan dirham quickly, safely and join over 14.8 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send

Recipient gets exactly

Arrives

by Tuesday, July 21

Total fees

Included in AUD amount

How to send money to Morocco from Australia

Enter amount to send in AUD.

Pay in AUD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Morocco.

Select who you want to send money to and which pay-out method to use.

Send AUD, receive MAD.

The recipient gets money in MAD directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 40,000 AUD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to Morocco

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it's available to you all the time.

Best ways to send money to Morocco with WISE

The best way to send Australian dollar to Moroccan dirham is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Osko
Osko
Osko by BPAY is an online bank payment method available in Australia. When you’re sending money or paying your bills in AUD, you have an option to select Osko by BPAY for your payment method on our app.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to Morocco from Australia

The cheapest way to send AUD to Morocco is by using money that's in your Wise account and costs 307.77 AUD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

AUD

MAD

Sending AUD	Transfer cost
Wise account	307.77 AUD

Osko	307.40 AUD

Bank transfer	307.40 AUD

Debit card	359.47 AUD

Credit card	410.01 AUD

Apple Pay	457.48 AUD

Fastest way to send money to Morocco from Australia

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

AUD

MAD

Sending AUD	Should arrive
Wise account	by Tuesday, July 21

Osko	by Tuesday, July 21

Bank transfer	by Tuesday, July 21

Debit card	by Tuesday, July 21

Credit card	by Tuesday, July 21

Apple Pay	by Tuesday, July 21