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Send money using PayID

Send money using PayID from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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ASIC regulated

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Awarded 5 stars for international money transfers

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You send exactly

0 AUD
6.02 AUDOur fee
–
6.02 AUDTotal fees
=
993.98 AUDTotal amount we’ll convert
×
0.6547

Recipient gets

Should arrive by Monday

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We charge as little as possible. No subscription

Sending 1,000 AUD with	Recipient gets(Total after fees)
	650.85 USD
Transfer fee 2.99 AUD Exchange rate(1 AUD USD) 0.652800 Exchange rate markup 2.90 AUD Cost of transfer 5.89 AUD

	650.76 USD- 0.09 USD
Transfer fee 6.02 AUD Exchange rate(1 AUD USD) 0.654700 Exchange rate markup 0 AUD Cost of transfer 6.02 AUD

	647.81 USD- 3.04 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.647806 Exchange rate markup 10.53 AUD Cost of transfer 10.53 AUD

	647.23 USD- 3.62 USD
Transfer fee 10.50 AUD Exchange rate(1 AUD USD) 0.654100 Exchange rate markup 0.92 AUD Cost of transfer 11.42 AUD

	642.04 USD- 8.81 USD
Transfer fee 0.99 AUD Exchange rate(1 AUD USD) 0.642678 Exchange rate markup 18.36 AUD Cost of transfer 19.35 AUD

	641.71 USD- 9.14 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.641710 Exchange rate markup 19.84 AUD Cost of transfer 19.84 AUD

	639.37 USD- 11.48 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.639365 Exchange rate markup 23.42 AUD Cost of transfer 23.42 AUD

	634.87 USD- 15.98 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.634870 Exchange rate markup 30.29 AUD Cost of transfer 30.29 AUD

	631.98 USD- 18.87 USD
Transfer fee 15 AUD Exchange rate(1 AUD USD) 0.641600 Exchange rate markup 20.01 AUD Cost of transfer 35.01 AUD

	628.90 USD- 21.95 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.628900 Exchange rate markup 39.41 AUD Cost of transfer 39.41 AUD

	627.01 USD- 23.84 USD
Transfer fee 9 AUD Exchange rate(1 AUD USD) 0.632700 Exchange rate markup 33.60 AUD Cost of transfer 42.60 AUD

	623.41 USD- 27.44 USD
Transfer fee 5.99 AUD Exchange rate(1 AUD USD) 0.627164 Exchange rate markup 42.06 AUD Cost of transfer 48.05 AUD

This applies when you pay in via bank transfer. How do we collect this data?

How to send money using PayID in 3 easy steps

Enter amount to send in AUD

Pay in AUD using PayID.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send AUD using PayID, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is PayID money transfer?

Making a PayID money transfer means no need to request or dig out a BSB or account number - you’ll just need your unique Wise PayID email, which you’ll see when you set up your payment.

To make a PayID money transfer with Wise you’ll need to have an account with a bank which supports PayID as a payment option. You may also be asked by your bank to verify your first Wise PayID payment. This should just mean responding to a call or SMS - and is all part of your bank’s process to keep your account, and your money, safe.

Learn more about using PayID transfers.

Online money transfer fees

How much does it cost to send money using PayID?

To send money using PayID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using PayID take?

A money transfer using PayID (AUD-USD) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD

USD

Should arrive

by Monday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
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