Send money using PayID

Send money using PayID from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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ASIC regulated
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Awarded 5 stars for international money transfers
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  • 0 AUD
  • 6.02 AUDOur fee
  • 6.02 AUDTotal fees
  • =
    993.98 AUDTotal amount we’ll convert
  • ×
    0.6611

Should arrive by Thursday

Get started

We charge as little as possible. No subscription

Sending 1,000 AUD withRecipient gets(Total after fees)
CheapestWise
657.12 USDSave up to 23.65 USD
Transfer fee
6.02 AUD
Exchange rate(1 AUD USD)
0.661100
Exchange rate markup
0 AUD

Cost of transfer
6.02 AUD

Remitly
654.49 USD- 2.63 USD
Transfer fee
2.99 AUD
Exchange rate(1 AUD USD)
0.656449
Exchange rate markup
7.04 AUD

Cost of transfer
10.03 AUD

Instarem.
654.11 USD- 3.01 USD
Transfer fee
10.50 AUD
Exchange rate(1 AUD USD)
0.661050
Exchange rate markup
0.08 AUD

Cost of transfer
10.58 AUD

NAB
644.29 USD- 12.83 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.644287
Exchange rate markup
25.43 AUD

Cost of transfer
25.43 AUD

OFX
641.18 USD- 15.94 USD
Transfer fee
15 AUD
Exchange rate(1 AUD USD)
0.650948
Exchange rate markup
15.36 AUD

Cost of transfer
30.36 AUD

ANZ
634.29 USD- 22.83 USD
Transfer fee
9 AUD
Exchange rate(1 AUD USD)
0.640048
Exchange rate markup
31.84 AUD

Cost of transfer
40.84 AUD

PayPal
633.76 USD- 23.36 USD
Transfer fee
5.99 AUD
Exchange rate(1 AUD USD)
0.637583
Exchange rate markup
35.57 AUD

Cost of transfer
41.56 AUD

Commonwealth Bank
633.47 USD- 23.65 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.633469
Exchange rate markup
41.80 AUD

Cost of transfer
41.80 AUD
This applies when you pay in via bank transfer. How do we collect this data?
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How to send money using PayID in 3 easy steps

What is PayID money transfer?

Making a PayID money transfer means no need to request or dig out a BSB or account number - you’ll just need your unique Wise PayID email, which you’ll see when you set up your payment.

To make a PayID money transfer with Wise you’ll need to have an account with a bank which supports PayID as a payment option. You may also be asked by your bank to verify your first Wise PayID payment. This should just mean responding to a call or SMS - and is all part of your bank’s process to keep your account, and your money, safe.

Learn more about using PayID transfers.

Online money transfer fees

How much does it cost to send money using PayID?

To send money using PayID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

How long does a money transfer using PayID take?

A money transfer using PayID (AUD-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

AUD
USD

Should arrive

by Thursday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.3 out of 5, from 220,977 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.