Large transfers need
more than a great rate

We don’t do hidden fees or exchange rate markups. And we believe your large transfer deserves dedicated support — as well as a low fee.

  • Arrives
    by Thursday
  • Total fees (0.57%)
    Included in AUD amount
    59.71 AUD volume discount
  • You're sending a lot so we discounted our fee

    Savings on this transfer, and eligible transfers for the rest of the month. Plus dedicated support from our expert team.

    Compare our fees to see how much you can save

    We want you to have a crystal clear view of how much money arrives at the other end. That’s why we never add a mark-up to the exchange rate and show our fee transparently instead.

    Track the rate with free email alerts
    Sending 1,000 AUD withRecipient gets(Total after fees)
    Wise
    40,640.60 PHP
    Transfer fee
    7.09 AUD
    Exchange rate(1 AUD PHP)
    40.9308
    Exchange rate markup
    0.08 AUD

    Cost of transfer
    7.17 AUD

    Westpac
    39,375.81 PHP- 1,264.79 PHP
    Exchange rate(1 AUD PHP)
    39.3758
    Exchange rate markup
    38.07 AUD

    Commonwealth Bank
    39,064.39 PHP- 1,576.21 PHP
    Exchange rate(1 AUD PHP)
    39.0644
    Exchange rate markup
    45.67 AUD

    ANZ
    38,914.65 PHP- 1,725.95 PHP
    Transfer fee
    9 AUD
    Exchange rate(1 AUD PHP)
    39.2681
    Exchange rate markup
    40.70 AUD

    Cost of transfer
    49.70 AUD
    This applies when you pay in via bank transfer. How do we collect this data?

    Send more, pay less

    Sending large amounts is cheaper for us. So, it should be cheaper for you, too. That’s why you get a discount when you send over 40,000 AUD (or equivalent).

    • Start saving from 40,000 AUD
      We apply your discount automatically as soon as you hit 40,000 AUD or equivalent. Whether you send in one or multiple transfers.
    • Major currencies included
      Euro or yen, pounds or pesos. Your transfers in most major currencies will add up to unlock discounts, not just AUD.
    • Save throughout the month
      Once you hit 40,000 AUD, you'll save on transfers for the rest of the month. Resets on the first.

    Get dedicated support from our experts

    If you’re sending or receiving large amounts our team of experts are ready to help with every step of your transfer.

    Track your transfer at every step

    It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

    *Transaction speed claimed depends on individual circumstances.

    A man sits at a table in a cafe, checking his Wise account using the smart phone app.

    For big money transfers at life’s big moments

    Selling in one country to buy a home in another

    If you’re selling up overseas to fund buying a home in your country of residence, our team of experts are ready to help. We regularly work with people who want to safely move big money from one country to another so they can complete a property purchase.

    4.3 / 5 on Trustpilot from 280,354 reviews

    The paperwork you may need to get your large transfer done

    We may ask for documents that show where your money comes from. Here are some that you may need, have them ready to help speed up your transfer. Learn more about the documents you may need.

    Bank statement

    It needs to have:
    1. Name and account number
    2. The money going in and out of your account

    Sales agreement or solicitor's letter

    It needs to have:
    1. Signatures of both parties
    2. Property address and description
    3. Dates of ownership

    Your money is safeguarded

    We’re licensed to hold your money and follow strict rules to keep it safe. That means we hold it with established institutions, separate from our own accounts.

    ready for business

    Join thousands of businesses moving large amounts for less.