Wise keeps your money safe. Learn how

Send money online

Send money online from our website or mobile app, in just a few clicks.

ASIC regulated
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Awarded 5 stars for international money transfers
Read the full report
  • 0 AUD
  • 5.40 AUDOur fee
  • 5.40 AUDTotal fees

  • =
    994.60 AUDTotal amount we’ll convert
  • ×
    0.668150

Find out how much it costs to send money online

Sending 1,000.00 AUD withRecipient gets(Total after fees)Transfer feeExchange rate(1 AUD USD)
Western UnionCheapest668.35 USD
0.00 AUD0.668350Mid-market rate
WorldRemit665.12 USD- 3.23 USD1.99 AUD0.666449
Wise664.54 USD- 3.81 USD5.40 AUD0.668150Mid-market rate
Moneygram660.84 USD- 7.51 USD0.00 AUD0.660839
OFX648.62 USD- 19.73 USD15.00 AUD0.658499
ANZ642.16 USD- 26.19 USD9.00 AUD0.647992
PayPal635.68 USD- 32.67 USD5.99 AUD0.639514
National Australia Bank631.72 USD- 36.63 USD30.00 AUD0.651257
globe

Send money online in 3 easy steps

Wise is easy.

How to send money online

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.;

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for online money transfers from Australia

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

AUD
USD

Should arrive

by Monday, April 3

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Regulated around the world

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.4 out of 5, from 187,018 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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