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Wise multi-currency account pricing.

Everything you need to know about our account, card, receive, and send pricing. Say bye bye to bank fees for good.
Wise multi-currency account pricing

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Setting up your account

It’s free to create a Wise account, and there are never any monthly fees or minimum balances to worry about.

Account pricing
Create your accountFree
Get a UK account number and sort codeFree
Get a U.S. account and routing numberFree
Get a European IBANFree
Get an Australian account and BSB numberFree
Get a New Zealand account numberFree
Get a Hungarian account numberFree
Get a Romanian account numberFree
Get a Singaporean account numberFree
Hold 50+ currency balances

See free allowances

The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

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Using your debit card

With your own Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.

You can spend on your Wise debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee. You'll always get the real exchange rate.

Card pricing
Order a Wise debit card

10 AUD

Replacement card


Spend in currencies in your accountFree
Convert a currency using your card


First 2 ATM withdrawals up to $350 / monthFree
ATM withdrawals over $350 / month


Over 2 ATM withdrawals / month

$1.50 / withdrawal

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Adding and receiving money

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

Account pricing
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGDFree
Receive USD using ACH or bank debitFree
Receive USD wire transfers

7.50 USD

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Sending money

We never, ever inflate the exchange rate.

With the Wise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.

Account pricing
Convert currencies


Fixed fee to send money (varies by currency)


GBP Direct DebitFree
EUR Direct DebitFree
AUD Direct DebitFree

Calculate any fee.

For total transparency, we built a calculator so you can check the fee for any currency, and any amount.

Calculate with any currency

Wise financial regulation

Wise Australia Pty Ltd holds Australian Financial Services Licence (AFSL) number 513764, and regulated by the Australian Securities and Investments Commission (ASIC).

Wise Australia Pty Ltd is also an authorised deposit taking institution limited to providing purchased payment facilities and regulated by the Australian Prudential Regulation Authority (APRA).

The money you have with us is not a deposit and hence the Australian Financial Claims Scheme does not apply.

Wise financial regulation

For expats like me this is a total game-changer.

Sophie, British living in Sydney

Get started
Bye bye bank fees, hello world.

Bye bye bank fees, hello world.

Open multi-currency account