Setting up your account
It’s free to create a Wise account, and there are never any monthly fees or minimum balances to worry about.
|Create your account||Free|
|Get a UK account number and sort code||Free|
|Get a U.S. account and routing number||Free|
|Get a European IBAN||Free|
|Get an Australian account and BSB number||Free|
|Get a New Zealand account number||Free|
|Get a Hungarian account number||Free|
|Get a Romanian account number||Free|
|Get a Singaporean account number||Free|
|Hold 50+ currency balances|
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
Using your debit card
With your own Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.
You can spend on your Wise debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee. You'll always get the real exchange rate.
|Order a Wise debit card|
|Spend in currencies in your account||Free|
|Convert a currency using your card|
|First 2 ATM withdrawals up to $350 / month||Free|
|ATM withdrawals over $350 / month|
|Over 2 ATM withdrawals / month|
$1.50 / withdrawal
Adding and receiving money
Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.
|Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD||Free|
|Receive USD using ACH or bank debit||Free|
|Receive USD wire transfers|
We never, ever inflate the exchange rate.
With the Wise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.
Calculate any fee.
For total transparency, we built a calculator so you can check the fee for any currency, and any amount.
Wise financial regulation
Wise Australia Pty Ltd holds Australian Financial Services Licence (AFSL) number 513764, and regulated by the Australian Securities and Investments Commission (ASIC).
Wise Australia Pty Ltd is also an authorised deposit taking institution limited to providing purchased payment facilities and regulated by the Australian Prudential Regulation Authority (APRA).
The money you have with us is not a deposit and hence the Australian Financial Claims Scheme does not apply.