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Wise multi-currency account pricing.

Everything you need to know about our account, card, receive, and send pricing. Say bye bye to bank fees for good.
Wise multi-currency account pricing

alt text Setting up your account

It’s free to create a Wise account, and there are never any monthly fees or minimum balances to worry about.

Account pricing
Create your accountFree
Get a UK account number and sort codeFree
Get a U.S. account and routing numberFree
Get a European IBANFree
Get an Australian account and BSB numberFree
Get a New Zealand account numberFree
Get a Hungarian account numberFree
Get a Romanian account numberFree
Get a Singaporean account numberFree
Hold 50+ currency balances

See free allowances

alt text Using your debit card With your own Wise debit card, you can spend in the local currency — wherever you are. It's accepted anywhere that takes Mastercard or Visa.

You can spend on your Wise debit card in any currency, and our smart tech will auto-convert it with the lowest possible fee. You'll always get the real exchange rate.

Card pricing
Order a Wise debit card

10 AUD

Replacement card

6 AUD

Spend in currencies in your accountFree
Convert a currency using your card

Calculate

First 2 ATM withdrawals up to $350 / monthFree
ATM withdrawals over $350 / month

1.75%

Over 2 ATM withdrawals / month

$1.50 / withdrawal

alt text Adding and receiving money

Get paid with your own bank details. Anyone can use them to pay you like a local. You can hold more than 50 currencies at once, and convert between them in seconds.

Account pricing
Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGDFree
Receive USD using ACH or bank debitFree
Receive USD wire transfers

7.50 USD

alt text Sending money We never, ever inflate the exchange rate.

With the Wise account, you'll always get the real exchange rate. You only pay a small fee to convert currencies in your account.

Account pricing
Convert currencies

Calculate

Fixed fee to send money (varies by currency)

Calculate

GBP Direct DebitFree
EUR Direct DebitFree
AUD Direct DebitFree

Calculate any fee.

For total transparency, we built a calculator so you can check the fee for any currency, and any amount.

Calculate with any currency

Wise financial regulation

TransferWise Ltd Australia is regulated by the Australian Securities and Investments Commission (ASIC), and registered with the Financial Intelligence Unit (AUSTRAC) as a money remitter. Our ASIC license number is 456295, and our AUSTRAC registration number is 168331191.

All money in your Wise multi-currency account is stored and safeguarded securely in our bank accounts in New Zealand, Australia, the UK or USA depending on the country of residence in your profile.

Wise financial regulation

For expats like me this is a total game-changer.

Sophie, British living in Sydney

Get started
Bye bye bank fees, hello world.

Bye bye bank fees, hello world.

Open multi-currency account