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Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account

  • Arrives
    by Monday, March 9
  • Total fees
    Included in HKD amount
    54.25 HKD volume discount
  • You're sending a lot so we discounted our fee

    Savings on this transfer, and eligible transfers for the rest of the month.

    Learn more

    Send money to a bank account

    Send money to a bank account from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

    Availability of the payment type depends on the currency or the region.

    Read more
    • Low fees — fees get cheaper the more you send
    • Lightning fast — money typically arrives in seconds
    • Perfectly predictable — lock in an exchange rate for your international transfer
    Open an account

  • Arrives
    by Monday, March 9
  • Total fees
    Included in HKD amount
    54.25 HKD volume discount
  • You're sending a lot so we discounted our fee

    Savings on this transfer, and eligible transfers for the rest of the month.

    Learn more

    See how much it costs to send money abroad

    The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

    Hang Seng Bank
    Hang Seng
    BEA 東亞銀行
    Bank of East Asia
    Wise
    Wise

    Recipient gets

    (Total after fees)

    31,854.49 USD31,844.69 USD31,828.30 USD

    Exchange rate

    (1 HKDUSD)

    0.1274510.1274960.127839

    Exchange rate markup

    758.56 HKD670.65 HKD0 HKD

    Transfer fee

    65 HKD230 HKD1,028.28 HKD

    Total transfer cost

    823.56 HKD900.65 HKD1,028.28 HKD

    We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.

    This applies when you pay in via bank transfer. How do we collect this data?

    How to send money to a bank account in 3 easy steps

    What is Bank account money transfer?

    Sending an international bank account money transfer is often one of the most convenient ways for your recipient to get their money. Once you initiate the transfer, your recipient doesn’t need to do anything at all - the funds will be automatically deposited into their bank account as soon as they’re processed. That could even mean their money is available instantly, depending on the details of the payment.

    All you’ll need from your recipient is their personal contact and bank account details. The exact bank details required varies a bit based on the country you're sending money to, but you’ll be guided through the Wise bank account money transfer process step by step as you arrange your payment.

    Add your recipient’s email address, and they’ll get a message when the money is on the way, and when it’s available for spending, too.

    Learn more about using bank account transfers.

    Online money transfer fees

    How much does it cost to send money to a bank account?

    To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

    Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

    No big fees, hidden or otherwise. So it's cheaper than what you're used to.

    Cheapest way to send money abroad

    The cheapest way to send 250,000 HKD to USD is by using money that's in your Wise account and costs 1,025.21 HKD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

    HKD

    USD

    Sending 250,000 HKDTransfer cost
    Wise account1,025.21 HKD

    Bank transfer1,028.28 HKD

    See where Wise works

    How we keep your money safe

    Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

    • Rock-solid technology
      Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
    • People who care, 24/7
      With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
    • Your money, not ours
      Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

    4.3 / 5 on Trustpilot from 280,819 reviews