Wells Fargo money order: Fees, limits, and instructions

Money orders are a reliable method for sending funds to family and friends or paying your bills. If you're a Wells Fargo client, you can get a money order at any Wells Fargo location.¹

Wells Fargo money orders come with fees, limits and a few important considerations - all of which you'll learn more about in this article.

We'll also introduce Wise, a money order alternative that makes it easy to send funds to over 160 countries with low fees and no exchange rate markups.

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Table of contents
Does Wells Fargo do money orders? How much is a money order at Wells Fargo? Wells Fargo money order limit Can I send money overseas with a Wells Fargo money order? Make low cost international transfers with Wise How to send money using Wells Fargo money order How to fill out a Wells Fargo money order How to track or cancel a Wells Fargo money order Wells Fargo money orders FAQs

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Does Wells Fargo do money orders?

Yes, you can get a money order from Wells Fargo Bank.

A money order is a secure form of payment you can use to send money to a person or a business. Money orders are prepaid (unlike personal checks), which means that they can't bounce. The funds are guaranteed by the issuing financial institution.

Money orders are a safe way to send money when you can't use a personal check or if you need to get money to someone who doesn't have a bank account.

You can get a money order at Wells Fargo if you have a checking or savings account with the bank. You can do it at any branch, but you must come in person.¹

How much is a money order at Wells Fargo?

The Wells Fargo money order fee is 5 USD. This flat fee applies regardless of the amount of the money order, up to the maximum limit.¹

This is a bit higher than what you can get with other banks or providers. For example, it costs between 2.35-3.40 USD to get a money order from USPS, depending on the amount you're sending.²

Wells Fargo money order limit

Wells Fargo money order limit is 1,000 USD.¹

This means that each money order you purchase can't be for more than 1,000 USD. That said, it's possible to get multiple money orders, but there may be limits on how many money orders you can get in one day.

This 1,000 USD limit is in line with standard practices across many financial institutions. Money order limits help prevent fraud and money laundering.

If you need to send more than 1,000 USD, you can get multiple money orders or consider an alternative like cashier's checks.

Can I send money overseas with a Wells Fargo money order?

It's technically possible to send a Wells Fargo money order internationally, but it's not the best way to transfer money abroad.

Many foreign banks and financial institutions aren't familiar with US money orders and may have policies against cashing them. This means that your recipient will get the money order but won't actually be able to claim the payment.

Sending a physical money order to another country also increases the risks of theft and your money order getting lost.

How to send money to another country with Wells Fargo

For international transfers, Wells Fargo has specific services designed to move money across borders more efficiently, such as an international wire transfer.

When sending money abroad using Wells Fargo, it's important to know that the bank makes money on the foreign currency exchange.

If you're transferring one currency to another, the Wells Fargo exchange rate will include a markup over the real exchange rates you see on Google.¹

This is one of the ways Wells Fargo profits from the transaction.¹

Make low cost international transfers with Wise

A smart option if you’re sending money overseas: meet Wise.

Register a Wise account online or in the Wise app on iOS and Android, and send money to 160+ countries, with the mid-market exchange rate and low, transparent fees.

Wise always shows you the amount you’re paying and how much your recipient will get — and you can even compare against other providers on the Wise app or desktop site.

If another service is cheaper for your particular payment, you’ll be shown — so you can’t lose.

Get started with Wise

See how Wise compares with international bank transfers in our full guide

Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information

How to send money using Wells Fargo money order

You can get a Wells Fargo money order at any Wells Fargo branch, as long as you have a checking or savings account with the bank.

Here's what you should do:

1. Go to your nearest Wells Fargo branch
2. Bring your government-issued photo ID and the name of the recipient
3. Request a money order
4. Fill out the money order
5. Pay for the money order with cash, the money in your Wells Fargo bank account, or, sometimes, a debit card
6. Double-check that all the information is correct
7. Get the money order

You must come in person and can't get a money order online. You also need to have an account with Wells Fargo.

How to fill out a Wells Fargo money order

You need to provide accurate information on the money order to make sure the recipient can cash it without issues. Here's what you'll need:

• Your information: Full name and address
• Recipient information: Full name of the person or company that'll receive money
• Memo: If you're sending a money order to pay bills, you might need to include your account number or another reference
• Signature: Sign the front of the money order where indicated

You'll get a receipt, and you should keep it in a safe place because you'll need it to track or cancel your money order.

📝 Find out more about how to fill out a money order in our full guide.

How to track or cancel a Wells Fargo money order

To track your money order, contact Wells Fargo customer service or visit a branch. You'll need the money order number from your receipt.

You can only cancel a money order if it hasn't been cashed yet. To do that, you'll need to visit Wells Fargo and show your original money order receipt and a valid ID.

You may need to pay a cancellation fee, and the processing can take a few weeks.

Wells Fargo money orders FAQs

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Where can I cash a Wells Fargo money order?

You can typically cash a Wells Fargo money order at any Wells Fargo branch or some retailers and check-cashing stores, such as Walmart. Always bring a valid ID when cashing a money order.

How do you deposit a money order at Wells Fargo?

It's similar to depositing a check. Typically, you should endorse the back of the money order and visit a Wells Fargo branch or ATM. You'll hand the money order to a teller or insert it into an ATM.

How long does it take to order money from Wells Fargo?

When you purchase a money order from Wells Fargo, it's issued on the spot. If you have all of the necessary information and the funds ready, it should only take you a few minutes.

Then you can deliver the money order to your recipient in any way you want, such as by mail or in-person.

Will any bank do a money order?

No, not all banks issue money orders. Many banks also require you to be an account holder if you want to purchase a money order.

If you need to get a money order but can't go to a bank, post offices and some retail stores also have them.

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Wells Fargo money orders can be a great way to send money when you can't use a personal check or if your recipient doesn't have a bank account. It costs 5 USD to purchase a money order at Wells Fargo.¹

But there are important limits to consider. The Wells Fargo money order limit is 1,000 USD, and you must be a checking or savings account holder.¹

If you're sending money internationally, check out Wise. It's a fast, simple and secure way to send money to 160+ countries with no hidden fees.

🚀 Get started with Wise

Sources

1. Wells Fargo - Wells Fargo consumer and business account fees
2. USPS - Sending money orders

Sources checked 10.08.2024