How to send money on Venmo in 7 easy steps?

Adam Rozsa

Venmo is a payment method similar to PayPal that allows you to request, send, and receive money on your Android or Apple device. The app lets you link a debit card, credit card, or a bank account and from there, you can send money to anyone in the US.

Sending money on Venmo is very simple, and this 7-step guide will show you exactly how to do it.

If you're looking to send money overseas, give Wise a go. It takes just minutes to set up an account, and you may save money compared to other providers.


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How to send money on Venmo? Step-by-step

To make a payment with Venmo, follow these steps:

  1. Open the Venmo app on your mobile device.

  2. Select the payment icon located at the top right of your screen.

  3. Choose a recipient for funds from your Venmo contacts list or add a recipient to the list. You can add someone to the list using their phone number, email address, or Venmo username. It’s also possible to scan the QR code of another Venmo user.

  4. Input the amount you want to send.

  5. Add a note with the payment—it’s okay to send emojis too!

  6. Check that you’re sending money in your Venmo from the desired account and submit by tapping the ‘Pay’ button.

  7. Confirm your payment.

Can you use Venmo money to pay someone?

Can you use Venmo money to pay someone?

Yes, this is built into the application. When you send money from Venmo, it pulls from the balance you’ve deposited into your Venmo account.

If the Venmo account is empty or doesn’t have enough funds to cover the purchase, the app will pull the remaining amount from the debit card, credit card, or bank account you’ve linked to your Venmo account.

How long does it take to send money on Venmo?

Funds sent from Venmo should immediately appear in the recipient’s account. From there, the recipient can spend the money with the Venmo app or a Venmo debit card. They can also transfer the money from their Venmo account to a linked bank account.

However, the transfer process between the app and a bank account or credit or debit card can take a little longer. Adding funds to your Venmo balance from these linked accounts or withdrawing funds from your Venmo account to a linked account can take anywhere from one to three business days to appear.

Send money overseas with the world’s most international account

Looking for a way to quickly and securely send money overseas? Give Wise a try. You can download the Wise app in a minute to have the freedom to hold money in over 40 currencies and avoid currency exchange markups by sending money at the mid-market rate.

See how much you can save with a free Wise account:

The true cost of sending USD to GBP

Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up-to-date pricing and fee information.


Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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