How to send money on Venmo in 7 easy steps?

Adam Rozsa
1 minute read

Venmo is a payment method similar to PayPal that allows you to request, send, and receive money on your Android or Apple device. The app lets you link a debit card, credit card, or a bank account and from there, you can send money to anyone in the US.

Sending money on Venmo is very simple, and this 7-step guide will show you exactly how to do it.

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How to send money on Venmo? Step-by-step

To make a payment with Venmo, follow these steps:

  1. Open the Venmo app on your mobile device.

  2. Select the payment icon located at the top right of your screen.

  3. Choose a recipient for funds from your Venmo contacts list or add a recipient to the list. You can add someone to the list using their phone number, email address, or Venmo username. It’s also possible to scan the QR code of another Venmo user.

  4. Input the amount you want to send.

  5. Add a note with the payment—it’s okay to send emojis too!

  6. Check that you’re sending money in your Venmo from the desired account and submit by tapping the ‘Pay’ button.

  7. Confirm your payment.

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Can you use Venmo money to pay someone?

Can you use Venmo money to pay someone?

Yes, this is built into the application. When you send money from Venmo, it pulls from the balance you’ve deposited into your Venmo account.

If the Venmo account is empty or doesn’t have enough funds to cover the purchase, the app will pull the remaining amount from the debit card, credit card, or bank account you’ve linked to your Venmo account.

How long does it take to send money on Venmo?

Funds sent from Venmo should immediately appear in the recipient’s account. From there, the recipient can spend the money with the Venmo app or a Venmo debit card. They can also transfer the money from their Venmo account to a linked bank account.

However, the transfer process between the app and a bank account or credit or debit card can take a little longer. Adding funds to your Venmo balance from these linked accounts or withdrawing funds from your Venmo account to a linked account can take anywhere from one to three business days to appear.

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With a Wise account, you have the freedom to send money in over 50 currencies, avoid currency exchange markups, and pay in the local currency. There are no subscription fees and you always pay at the mid-market rate.

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This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

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