Ria money transfer review: US guide [2025]
Here’s all you really need to know about making international transfers with Ria. We've done the research for you, so kick back and read on.
Global66¹ was founded in 2017 and is based in Santiago, Chile². It offers international payments to over 65 countries, with services available through Global66 USA for US residents.
This Global66 review looks at key questions, like is Global66 safe, and how does Global66 work? We’ll also run a quick comparison of Global66 against low cost international transfers through an alternative provider - Wise - so you can see which may suit you best.
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We’ll cover lots of different features of Global66 in this full review - but if you’re pressed for time, here are some key pros and cons to consider to help you decide if Global66 is right for you.
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Global66 offers services in the US through sponsorship from Community Federal Savings Bank. That means it’s a safe provider to use for the services it offers.
The overall cost of sending an international payment with Global66 or any other provider will depend on both the transfer fee used and the exchange rate that’s applied to convert your money from USD to the currency you need. Here’s how Global66 manages fees and exchange rates for their international payments.
Global66 allows you to model a payment on their desktop site with no commitment, which makes it easy to see the fees and exchange rates that will apply to your transfer. The transfer fee you pay will depend on where you’re sending money to, and the currencies and countries involved.
In general, if you’re sending an international payment to someone with Global66, it’s deposited into their bank account directly for convenience. That said, Global66 offers instant transfers from one Global66 account to another if you’d rather do that - and it’s good to know that accounts do not have any maintenance charges to pay.
To give a flavor, here are the Global66 transfer fees to send USD to a few different countries and currencies for deposit to a bank account. We’ll look at a comparison of Global66 against another provider a little later.
Send USD to: | Transfer fee to send 1,000 USD | Transfer fee to send 5,000 USD |
---|---|---|
Australian dollars | 10 USD | 50 USD |
Mexican pesos | 10 USD | 40 USD |
Argentine pesos | No transfer fee | No transfer fee |
Costa Rican colon | 12 USD | 60 USD |
Global66 shows the exchange rate³ when you get a quote for your transfer or if you want to convert a balance you hold in your Global66 account. This rate is usually the mid-market rate, which you can compare with Google exchange right from the Global66 homepage.
This is important to remember, because many companies add a markup to the rate they offer. That means that even if they offer a lower headline transfer fee, the overall cost may still be more expensive because there’s an extra fee in the rate applied.
With a personal Global66 account, you can send up to 30,000 USD per month, or the currency equivalent.
So we’ve seen that Global66 offers international payments which use the Google exchange rate, with variable fees based on the destination and payment value. But how do they measure up against another low-cost international provider?
Let’s compare Global66 against transfers with Wise.
Worked example: Sending 1000 USD to EUR with both Wise and Global66. The payment will be set up online or in-app, funded by bank transfer, and sent directly to your recipient’s own bank account in EUR.
Wise | Global66 | |
---|---|---|
Transfer fee | 7.30 USD⁹ | 10 USD |
Exchange rate | Mid-market exchange rate | Mid-market exchange rate |
Amount your friend receives | 996.42 EUR | 994 EUR |
(09/20/2022)
If you need to send money to someone based overseas, check out the Wise account for low cost international transfers to 80+ countries, with low transfer fees⁹ and the mid-market rate every time.
Wise was set up in 2011, and is now trusted by 13 million+ customers around the world, for low cost international transfers, and personal and business multi-currency accounts.
All Wise payments use the mid-market exchange rate and low fees - and as Wise is overseen by 11 different financial authorities around the world, you’ll know your money is safe no matter where you’re sending it. Wise also uses a range of leading security features to keep customers and their money safe, like 2-factor authentication, 3D secure online payments, and a range of manual and automatic anti-fraud processes 24/7.
See how much you can save, with a fast, secure international transfer from Wise, today.
Get a Wise account for free today
Global66 has a focus on payments to Latin American countries, but also offers transfers to a good selection of other countries around the world. The website is available in English and Spanish for convenience.
To use Global66 for a payment, you’ll first need to set up an account. You can set up a personal or business account depending on your needs, following these steps⁴:
To make a Global66 payment, it’s recommended to add funds to your account before setting up your transfer. That means the money is in your account and ready to go as soon as you’ve got your quote and entered your recipient’s information. To set up your payment⁵:
If you don’t have funds in your account already to pay for the transfer, you’ll need to pay Global66 the exact amount of the quote you’ve generated, and then notify them the payment has been made. To do this⁶:
Before you choose an international payment provider, it helps to know what previous customers think of them. Trustpilot is a great place to start, with live and dynamic feedback from previous clients. On Trustpilot at the time of writing, Global66 has over 7,000 reviews, and scores a 4.4 out of 5 rating - which is deemed**_ Excellent⁷._**
If you have a question or any issues with your Global66 payment, you can either get in touch through WhatsApp, or by creating a case number in the Global66 Help Center.
You can access support most easily by visiting the Global66 contact pages⁸, which offers links to the WhatsApp address and Help Center directly.
Global66 offers a good range of payment options if you’re looking to send money from the US to major regions including Latin America, Europe and more. You’ll pay a variable transfer fee based on the value of the payment and where it’s headed, and then your currency will be converted using the real mid-market exchange rate - usually the best rate available.
One downside is that making a transfer with Global66 can require a few different steps - but once you have an account set up and funded, it’s much faster to get your money moving.
Before you decide whether to use Global66 for your payment, compare the fees and service options against other providers, like Wise, to see which might suit you best. Wise also uses the mid-market exchange rate for currency conversion, with more payment destinations served - and a lower fee in our worked example.
All sources checked on 20 September 2022
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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