Personal Finance Money transfer

Delta Community international transfer guide [2024]

Gabriela Peratello

22.07.24

Read time 3 minutes

Delta Community®¹ is Georgia’s largest credit union, with a broad range of services on offer for its members. It’s also active in the metro Atlanta community, offering support for charities and community groups, through its philanthropic work.

If you’re already a customer, and need to make a Delta Community Credit Union wire transfer, this guide is for you. We’ll cover how to make a Delta Community wire transfer, the information you need from your recipient, and what you’ll pay.

What is Delta Community Credit Union?

Delta Community Credit Union was started by Delta Airlines® employees back in 1940, as a not for profit cooperative. Today it’s Georgia’s largest credit union and aims to keep fees low for customers while offering a good range of services, and giving back to the local community.

Is Delta Community Credit Union safe?

Yes. Delta Community Credit Union is federally insured, and is one of the largest financial institutions in Georgia. It’s safe to use for account and payment services.

How does Delta Community Credit Union work?

You can make a wire transfer with Delta Community Credit Union online, in person or by phone.

Delta Community wires are processed on banking days, from 8:00 a.m. to 3:00 p.m. If you set up a payment outside of these hours, you’ll need to wait for a call back from the Delta team, on the next working day, to confirm the payment².

Which countries can you send money with Delta Community Credit Union?

Delta Community Credit Union payments are sent through the SWIFT network, and can be made to more or less any country in the world through a network of partnerships with other banks and financial institutions globally.

Is Delta Community Credit Union safe for international transfers?

Yes. Delta Community is safe to use. International wires are processed through SWIFT, which is an established and reliable processing method. If you have any concerns about your Delta payment, you can also pop into a branch to get in person support.

How to send money abroad with Delta Community Credit Union: step by step

You can send money with Delta Community by calling into a branch and having a teller help you set up your payment. You can also call the bank - but the easiest way in most cases is to sort out your Delta Community wire transfer online.

Here’s what to do:
Log into your Delta Community online banking account Navigate to Transfers, and then Wire Transfers Follow the prompts to enter the required information Confirm your payment

What information and documentation do you need to make international transfers with Delta Community Credit Union?

To send a Delta Community Credit Union international wire, you’ll need the following information about yourself as sender, and your recipient:

Your own name, phone number, and address Your recipient’s name, phone number, and address Your recipient’s bank name and address Your recipient’s bank account number Your recipient’s bank’s SWIFT/BIC code Any other local information needed based on the country you’re sending to, such as a CLABE number for Mexico

A signature may be required to process your payment.

Make low cost international transfers with Wise

A smart option if you’re sending money overseas: meet Wise.

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Wise always shows you the amount you’re paying and how much your recipient will get — and you can even compare against other providers on the Wise app or desktop site.

If another service is cheaper for your particular payment, you’ll be shown — so you can’t lose.

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See how Wise compares with international bank transfers in our full guide

How long do Delta Community Credit Union international transfers take?

It can take up to 2 weeks for your payment to be received when you send an international transfer with Delta Community³.

Can you track an international wire transfer with Delta Community Credit Union?

When you set up your Delta Community international wire you can ask for a wire confirmation number, which is used to ensure the payment goes to the correct account.

If you need further support with tracking your Delta Community payment, you can ask in a branch or give the bank a call directly.

Delta Community Credit Union international transfers fees and costs

Delta Community outgoing international wires cost 40 USD⁴. There’s no fee to receive an incoming wire. It’s helpful to know that there may also be an exchange rate markup which is a percentage fee added to the rate set by the credit union, and intermediary banks may charge their own fees too.

Intermediary fees are deducted from the payment as it is processed, and can mean your recipient gets less than you expected in the end.

This guide covers all you need to send your Delta Community Credit Union international wire. Before you confirm your payment, compare the costs and convenience of using Delta Community against alternatives such as Wise, so you know you’re getting a good deal.

Sources:

Sources checked on 07.05.2024

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.