PNC international wire transfer: Fees, limits, and rates
Read on for everything you need to know about sending and receiving international wire transfers with PNC.
Use your Chase® account to send international wire transfers across the globe, including mobile payments to over 90 countries.¹
In this guide, we’ll take a look at everything you need to know about Chase international wire transfers, including transfer fees, limits, and rates.
We’ll also look at Wise – your international transfer alternative. Send, spend, and receive your money across the globe with just the touch of a button.
You can use your Chase Bank account to send and receive global wire transfers to over 90 countries across the world.
You can send your money in more than 40 different foreign currencies – and you can view how much your foreign wire will cost before you come to send it.²
It’s easy to send an international wire transfer using the Chase mobile app or online banking portal. You can also view your daily transfer limit or track your wire transfer online.²
You can send an international wire transfer from any Chase checking account, except the Chase Secure Checking or Chase First Checking accounts.²
It’s important to consider Chase’s international wire transfer fees. For example, it costs 50 USD to send an international wire in person. This includes wires to bank accounts outside the US in both US dollars or foreign currency.
It costs 40 USD to send an online US dollar international transfer – or 5 USD to send a foreign currency wire to a bank account outside the US.
💡 If you send 5000 USD or more, you may be exempt from Chase’s foreign currency international wire fees.³ |
---|
If you want to send money abroad, your bank will work out how much it costs to transfer US dollars into your desired foreign currency.
The mid-market exchange rate is the fair rate for currency conversion – but most banks will add a markup to make a profit from your exchange.
Chase Bank sets its own exchange rates for foreign currency transfers, including a “spread” to make money from your transaction.
This is the difference between how much the bank buys and sells currencies for – and it may be less favourable than the currency conversion rate you’ll see online.³
If Chase chooses to use an intermediary bank for your transaction, you may also end up paying more than expected for your foreign currency wire transfer.
This bank may convert your payment into the correct currency for your recipient – and this isn’t usually done at the standard mid-market rate.
Send money to 160+ countries with the mid-market exchange rate and low, transparent fees with Wise. Set up a free Wise account online or in the Wise app on iOS and Android, to transfer money fast in 40+ currencies.
Over 50% of Wise payments arrive instantly* — and all Wise transfers are deposited directly into your recipient's bank account for convenience.
No ongoing fees, no hidden charges and no hassle — just fast, transparent international transfers that can beat the banks.
*Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions.
It’s easy to send a Chase international wire transfer. Let’s take a look at a step-by-step guide.
Step 1. Sign into the Chase mobile app
Step 2. Select “Pay & transfer”
Step 3. Select “Wires & global transfers”
Step 4. Click the arrow to see the foreign exchange rate calculator – you should get a guaranteed rate for 30 minutes²
Step 5. Choose your recipient, account, and country
Step 6. Enter how much you want to send in US dollars and click “Send money”
Step 7. Add your wire transfer recipient number and choose when you’d like to send your transfer
Step 8. Enter any additional information for the transfer and click “Next”
Step 9. Review your transfer and click “Schedule Wire” to complete your order⁴
You may need a few pieces of information for your global wire transfer, including:
- full name and address
- bank name and address
- Swift/BIC code
- IBAN number
- routing number
- account number
Speak to your local Chase Bank teller or a customer service representative to understand exactly what you need.
You may also need some key details to receive a Chase global transfer, including Chase Bank’s address for international wire transfers. Let’s take a look.
Information | Details |
---|---|
Bank name and address | JPMorgan® Chase Bank NA 270 Park Avenue, New York, NY 10017⁵ |
Routing transit number | 021000021 |
Swift/BIC code | CHASUS33² |
The amount of time your international wire transfer will take depends on a number of factors, such as your currency, your account type, and the transaction amount.
Chase international wire transfers tend to take up to 5 business days.⁶
Chase’s international wire transfer limit will depend on how much you have in your account and any individual transaction limits.
Once you go to initiate a wire transfer, you’ll see your daily transfer limit in the app or online.²
If you have any questions about your international wire transfer, contact Chase Bank customer support. Here are the details you’ll need:
Phone: 1-800-935-9935
You can also access up-to-date FAQs on the Chase website or schedule a meeting with a Chase banker to discuss your account options.⁷
Sending a Chase international wire transfer? Let’s take a look at some common questions.
You’ll need a few key pieces of information to receive a Chase international wire transfer, including the bank’s address, Swift code, and routing transit number.
Chase’s international wire transfer Swift code is CHASUS33. You may need this to receive a transfer from abroad.
Yes, you can make your global wire transfer via the Chase app. Simply log into your mobile account and follow the on-screen prompts to add your recipient, choose your account, and check the status of your transfer.
It’s easy to send an international wire transfer with Chase Bank. You can pay global contacts via the Chase mobile app or receive money from abroad.
However, you’ll need to think about how much your transaction will cost. Look into all your options before transferring money overseas.
To explore your global spending, check out Wise.
Sources
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
Read on for everything you need to know about sending and receiving international wire transfers with PNC.
Read on for everything you need to know about sending and receiving international wire transfers with First Horizon.
Read on for everything you need to know about sending and receiving international wire transfers with First Republic.
Read on for everything you need to know about sending and receiving international wire transfers with Varo Bank.
Read on for everything you need to know about sending and receiving international wire transfers with Wells Fargo.
Read on for everything you need to know about sending and receiving international wire transfers with BMO.