Airbnb & Payoneer: How to Integrate Them

Mike Renaldi

Getting paid is key to your hosting success on Airbnb, choosing the right payment method can impact how you receive funds from guests worldwide, potentially cutting down on costs and time.

Payoneer is just one of the many digital platforms to receive payouts, but how do you use it with Airbnb? We'll discuss this topic and how alternatives like Wise Business could help you achieve your goals (and potentially save money along the way).

Want to receive Airbnb or funds and save on fees and cross-currency transfers?

Receive funds with
Wise Business >>

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Over 300k+ businesses customers use Wise globally each quarter

Does Airbnb accept Payoneer?

Yes, Airbnb accepts the Payoneer debit card as a payout method for hosts in certain countries. To find out if it’s available in your region, check if it’s an option when you add a payout method.

Payoneer’s main benefit is that it allows hosts in different countries to get paid locally, as well as access and spend their earnings. Payoneer is available in 190+ countries and has payout capabilities in over 70 currencies, making the cross-border nature of Airbnb payouts a lot simpler. 1

The platform also boasts a multi-currency account, where users can accept payments in local receiving accounts of 9 different currencies: US Dollar, Japanese Yen, Australian Dollar, Euro, Hong Kong Dollar, Singapore Dollar, Canadian Dollar, British Pound, and UAE Dirham.2 Using the built-in currency conversion feature, it’s possible to transfer funds between those currencies as well.

Although your Airbnb payouts will be loaded on your card in USD or EUR, you can seamlessly convert your funds at a much lower rate than traditional banks, and bypass the hefty fees often associated with international transactions.

How to Use Payoneer for Airbnb

If Payoneer is available in your country or region, you’ll be prompted to go through a sign up and verification process. The most important thing to note is that you’ll need to enter the same address you did on the Airbnb payout method page. After signing up, Payoneer will either approve your profile or ask for additional identification or information. Once everything is approved, you’ll receive a card in the mail within 4 - 15 business days.

After activating your card, the Payoneer Prepaid Debit MasterCard becomes a payout method. Whenever your funds are paid out by Airbnb, you’ll typically see them in your Payoneer account within 1 - 3 hours.

While Airbnb doesn’t charge any extra fees for hosts to use Payoneer as a payout method. Payoneer has its own fees, including a 3.5% currency conversion charge, up to 3.5% cross-border fee, 1% for ACH bank debits, and more.3,4

How to withdraw money from Airbnb – Other ways to get paid on Airbnb

While Payoneer is a solid choice for receiving Airbnb payments and getting paid in general, hosts aren’t limited to this option alone. There are other secure, efficient, and globally compatible platforms that can facilitate the payout process, depending on where the host is located in the world.

Methods like direct deposit, Western Union, and wire transfers might also be available. There is also a Fast Pay option available to hosts in the U.S where you can get paid out in 30 minutes or less, but has a 1.5% processing fee.5

Here are two other potential platforms you might want to look into.

1. Wise Business & Airbnb: Get paid easily and transparently

Wise Business operates on the premise of ease and transparency. With its low fees, competitive exchange rates, and user-friendly platform, getting paid as an Airbnb host has never been easier.

After a one-time investment of 31 USD, you get unlimited access to a Wise Business account.

This account has local bank details in global currencies (USD, GBP, EUR, CAD, AUD, JPY, and more), which lets you receive, send, and spend like a local.6 You can then receive money in those currencies for free, and hold 40+ currencies in your account.

Wise also uses the mid-market exchange rate with no markups, which means you can steer clear of hefty conversion fees and get the most of your hard-earned rental income. Converting money starts at a low 0.43% per transaction, and you’ll be able to see exactly what you’ll receive – no hidden fees.7

Wise Business makes sure that your earnings reach you in a simple manner, so you can focus on creating memorable experiences for guests rather than handle the logistics of international transactions.

Want to receive Airbnb or funds and save on fees and cross-currency transfers?

Receive funds with
Wise Business >>

Trustpilot: 4.2/5 average on 200,000+ reviews - Great rating
No minimum balance required and no monthly fees

2. PayPal

Paypal is another popular global payout method that Airbnb hosts can rely on. Its worldwide recognition makes it a go-to choice for receiving international payments. Operating across 200 countries and supporting 25 currencies, it has a broad international audience.8 Hosts can enjoy added security for their transactions, with protection against unauthorized transactions and dispute resolution services.

The biggest perk of choosing PayPal is that you’ll get paid out in just 1 business day. But while Airbnb won’t charge you for using PayPal as a payout method, PayPal itself charges a range of processing fees.

For example, standard credit and debit card payments come with a fee of 2.99% + a fixed fee depending on the currency you’re receiving. There’s also an additional percentage-based fee of 1.50% for international commercial transactions, in the case you’re receiving in a different currency than the one your account is registered in.9 PayPal’s currency conversion fees are also much higher than Payoneer and Wise, at a 3% to 4% currency conversion spread.10



1 - Payoneer - Travel Payout Solution
2- Payoneer - Multi-currency Account
3 - Payoneer - Currency Conversion
4 - Payoneer - Pricing
5 - Airbnb - How to use Fast Payouts
8 - PayPal - Country WorldWide
9 - PayPal - Merchant Fees
10 - PayPal - Merchant Fees Currency Conversions
11 - Wise Trustpilot

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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