Send money to Canada

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  • 9.34 EUR
    fee
  • =990.66 EURTotal amount we’ll convert
  • ×1.40915 (94 hrs)

Compare the best money transfer service to Canada

Sending 1,000.00 EUR withRecipient gets(Total after fees)Transfer feeExchange rate(1 EUR CAD)
Atlantic MoneyCheapest1,405.01 CAD
3.00 EUR1.40924Mid-market rate
Wise1,395.99 CAD- 9.02 CAD9.34 EUR1.40915Mid-market rate
WorldRemit1,394.18 CAD- 10.83 CAD3.99 EUR1.39977
Xe1,392.59 CAD- 12.42 CAD0.00 EUR1.39259
OFX1,391.79 CAD- 13.22 CAD0.00 EUR1.39179
Moneygram1,377.30 CAD- 27.71 CAD25.00 EUR1.41261Mid-market rate
Xoom1,376.03 CAD- 28.98 CAD1.99 EUR1.37878
Rabobank1,375.08 CAD- 29.93 CAD16.00 EUR1.39743
Monese1,374.83 CAD- 30.18 CAD25.00 EUR1.41008Mid-market rate
ABN AMRO Bank1,373.71 CAD- 31.30 CAD9.00 EUR1.38619
ING1,367.68 CAD- 37.33 CAD21.00 EUR1.39702
BBVA1,363.84 CAD- 41.17 CAD6.00 EUR1.37207
LaCaixa1,339.16 CAD- 65.85 CAD27.00 EUR1.37632
PayPal1,338.68 CAD- 66.33 CAD5.99 EUR1.34674
Sabadell1,328.93 CAD- 76.08 CAD22.00 EUR1.35882

How to send money to Canada in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

Wise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from Wise's local bank account.

Create free account now

Wise is easy.

How to send money to Canada from Portugal

Wise makes transferring money to Canada a breeze:

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Canada?

Pay a small, flat fee and percentage

To send money in EUR to Canada, you pay a small, flat fee of 0.50 EUR + 0.48% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee0.50 EUR
Variable fee
up to 116,673 EUR/month
0.48%
Variable fee
more than 116,673 EUR/month
Discount applies

How long will a money transfer to Canada take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

EUR
CAD

Should arrive

by Friday

What you’ll need for your online money transfer to Canada

  1. 1. Register for free.

    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

  2. 2. Choose an amount to send.

    Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

  3. 3. Add recipient’s bank details.

    Fill in the details of your recipient’s bank account.

  4. 4. Verify your identity.

    For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

  5. 5. Pay for your transfer.

    Send your money with a bank transfer, or a debit or credit card.

  6. 6. That’s it.

    We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Canada

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to transfer money to Canada with Wise

  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

  • SOFORT

    When you send money from some Eurozone countries, you’ll have the option to pay for your transfer with SOFORT. SOFORT is easy to use, as you can make the payment directly in our app. It’s available in Austria, Belgium, Germany, Italy, the Netherlands, Spain, and Switzerland.

  • Trustly

    Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.

Security

Protecting you and your money

Every month, our customers trust us to move over £9 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

Trustpilot score 4.5 out of 5, from 181,011 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Frequently asked questions

Let's answer some of your questions