Send money to phone number

Send money to phone number from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

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Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Tuesday

Total fees

Included in INR amount

Send money to phone number

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Tuesday

Total fees

Included in INR amount

How to send money to phone number in 3 easy steps

Enter amount to send in INR.

Pay in INR with your debit card or credit card, or send the money from your online banking.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Send INR, receive USD.

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is Phone number money transfer?

To make a phone number money transfer all you’ll need is the recipient’s contact details, which means you can get the entire payment arranged and on the move from your mobile. Just take a look in your phone’s contacts to get the recipient’s number, and get started with Wise.

Wise supports payments to a range of phone number money transfer services, including PayNow, FPS ID, bKash, M-PAiSA, M-PESA and more.

The exact details you need from your recipient when sending to a phone number money transfer service can vary a bit depending on the specific one you choose - but you’ll be guided through inputting the required information step by step as you set up your transfer online or in the Wise app.

Online money transfer fees

How much does it cost to send money to phone number?

To send money to phone number with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 800,000 INR to USD is by using money that's in your Wise account and costs 11,778.43 INR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

INR

USD

Sending 800,000 INR	Transfer cost
Wise account	11,778.43 INR

Bank transfer	12,146.98 INR

Fastest way to send money abroad

A money transfer to phone number (INR-USD) should arrive by Tuesday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

INR

USD

Sending 800,000 INR	Should arrive
Wise account	by Monday

Bank transfer	by Tuesday

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How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Send money to phone number

Send money to phone number

How to send money to phone number in 3 easy steps

Enter amount to send in INR.

Choose your recipient.

Send INR, receive USD.

What is Phone number money transfer?

Online money transfer fees

How much does it cost to send money to phone number?

Cheapest way to send money abroad

Fastest way to send money abroad

See where Wise works

How we keep your money safe

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