4.3/5 from 238,476 reviews

Send money to phone number

Send money to phone number from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers

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FCA regulated

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You send exactly

0 INRBank transfer fee
550.62 INROur fee
–
550.62 INRTotal fees
=
9,449.38 INRTotal amount we’ll convert
÷
84.3156

Recipient gets

Should arrive by Thursday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 10,000 INR with	Recipient gets(Total after fees)
	112.07 USD
Transfer fee 550.62 INR Exchange rate(1 USD INR) 84.3156 Exchange rate markup 0 INR Cost of transfer 550.62 INR

	77.23 USD- 34.84 USD
Transfer fee 3,321.66 INR Exchange rate(1 USD INR) 86.4754 Exchange rate markup 249.76 INR Cost of transfer 3,571.42 INR

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How to send money to phone number in 3 easy steps

Enter amount to send in INR

Pay in INR with your chosen payment method.

Choose recipient

Select who you want to send money to.

Send INR with a chosen payment method, and receive USD to phone number

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is Phone number money transfer?

To make a phone number money transfer all you’ll need is the recipient’s contact details, which means you can get the entire payment arranged and on the move from your mobile. Just take a look in your phone’s contacts to get the recipient’s number, and get started with Wise.

Wise supports payments to a range of phone number money transfer services, including PayNow, FPS ID, bKash, M-PAiSA, M-PESA and more.

The exact details you need from your recipient when sending to a phone number money transfer service can vary a bit depending on the specific one you choose - but you’ll be guided through inputting the required information step by step as you set up your transfer online or in the Wise app.

Online money transfer fees

How much does it cost to send money to phone number?

To send money to phone number with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer to phone number take?

A money transfer to phone number (INR-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

INR

USD

Should arrive

by Thursday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Swift transfer, great conversion rates, and easy to use app

Paul

Swift, informative. Excellent

Jean Doyle

Easy to send money in all the world

Atinder Singh

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