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Send money to India from abroad

Fast, low-cost, and secure online money transfers to India from abroad.

Over 12.8 million customers
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 Rate guaranteed (85h)
  • Bank transfer fee

    0 EUR

  • Our fee

    7.17 EUR


Total included fees (0.72%)

7.17 EUR

  • You could save up to 120.98 EUR

Should arrive by Monday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 USD withRecipient gets(Total after fees)
Western Union
83,833.78 INR
Transfer fee
0.99 USD
Exchange rate(1 USD INR)
83.9169
Exchange rate markup
46.00 USD

Cost of transfer
46.99 USD

Wise
83,744.43 INR- 89.35 INR
Transfer fee
8.12 USD
Exchange rate(1 USD INR)
84.4300
Exchange rate markup
40.17 USD

Cost of transfer
48.29 USD

Wells Fargo
81,761.60 INR- 2,072.18 INR
Transfer fee
0 USD
Exchange rate(1 USD INR)
81.7616
Exchange rate markup
70.50 USD

Cost of transfer
70.50 USD

Chase
81,481.02 INR- 2,352.76 INR
Transfer fee
5 USD
Exchange rate(1 USD INR)
81.8905
Exchange rate markup
69.04 USD

Cost of transfer
74.04 USD

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How to send money to India from abroad in 3 easy steps

How much does it cost to transfer money to India from abroad?

Pay a small, flat fee and percentage

To send money in USD to India from abroad, you pay a small, flat fee of 7.17 USD + 0.46% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.17 USD
Variable feeup to 25,065 USD/month
0.46%
Variable feemore than 25,065 USD/month

How long will a money transfer to India from abroad take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

EUR
INR

Should arrive

by Monday

Best ways to send money to India from abroad

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
  • Trustly

    Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.

What you’ll need for your online money transfer to India from abroad

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money from abroad with the Wise app

Looking for an app to send money from abroad? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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