Send money to Germany from abroad

Fast, low-cost, and secure online money transfers to Germany from abroad.

FCA regulated
Learn more
Over 16 million customers
Hear from them
Get started

We charge as little as possible. No subscription

Sending 1,000.00 GBP withRecipient gets(Total after fees)Transfer feeExchange rate(1 GBP EUR)
WiseCheapest1,162.23 EURSave up to 46.17 EUR4.49 GBP1.16747Mid-market rate
Starling Bank1,157.17 EUR-5.06 EUR4.30 GBP1.16217
Remitly1,156.90 EUR-5.33 EUR0.00 GBP1.15690
Revolut Standard1,153.26 EUR-8.97 EUR10.00 GBP1.16491
Xoom1,150.27 EUR-11.96 EUR1.99 GBP1.15256
OFX1,148.20 EUR-14.03 EUR0.00 GBP1.14820
Western Union1,143.93 EUR-18.30 EUR2.99 GBP1.14736
Monese1,142.58 EUR-19.65 EUR20.00 GBP1.16590
MoneyGram1,141.88 EUR-20.35 EUR0.00 GBP1.14188
Xe1,141.80 EUR-20.43 EUR0.00 GBP1.14180
Barclays1,135.42 EUR-26.81 EUR0.00 GBP1.13542
Skrill1,133.40 EUR-28.83 EUR0.00 GBP1.13340
Halifax1,126.04 EUR-36.19 EUR0.00 GBP1.12604
Nationwide1,119.94 EUR-42.29 EUR20.00 GBP1.14280
NatWest1,117.91 EUR-44.32 EUR0.00 GBP1.11791
RBS1,117.91 EUR-44.32 EUR0.00 GBP1.11791
PayPal1,116.06 EUR-46.17 EUR2.99 GBP1.11940
globe

How to send money to Germany from abroad in 3 easy steps

How to send money to Germany from abroad

How to send money to Germany from abroad

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Germany from abroad?

Pay a small, flat fee and percentage

To send money in GBP to Germany from abroad, you pay a small, flat fee of 0.21 GBP + 0.43% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
0.21 GBP
Variable feeup to 100,000 GBP/month
0.43%
Variable feemore than 100,000 GBP/month

How long will a money transfer to Germany from abroad take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

GBP
EUR

Should arrive

by Monday

Best ways to send money to Germany from abroad

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
  • Swift

    Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

What you’ll need for your online money transfer to Germany from abroad

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money from abroad with the most international app

Looking for an app to send money from abroad? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 210,357 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions