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Send money with PISP

Send money with PISP from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 12.8 million customers

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You send exactly

2.49 USD
11.53 USDOur fee
–
14.02 USDTotal fees
=
985.98 USDTotal amount we’ll convert
×
7.2503

Recipient gets

Should arrive in seconds

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 USD with	Recipient gets(Total after fees)
	7,148.80 CNY
Transfer fee 14.02 USD Exchange rate(1 USD CNY) 7.25045 Exchange rate markup 0 USD Cost of transfer 13.99 USD

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How to send money with PISP in 3 easy steps

Enter amount to send in USD

Pay in USD with PISP.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send USD with PISP, receive CNY

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What is PISP money transfer?

Sending a PISP Open Banking money transfer is an easy way to pay in GBP from your UK bank, when you want to move money overseas.

Wise offers 2 Open Banking payment options: one off payments, and individual or repeat pull of funds payments. Making a one off payment using PISP is convenient because you’ll be redirected to your bank from Wise, with your payment details pre-populated. If you choose to then link your bank account with Wise, you’ll be able to make future international transfers without the need to log into your online banking every time.

You can send a PISP payment with Wise, up to the payment limits set by your own bank. Different banks have their own maximum open banking caps, but these are usually from about 10,000 GBP per transfer to about 50,000 GBP per transfer.

Learn more about using PISP.

Online money transfer fees

How much does it cost to send money with PISP?

To send money with PISP with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer with PISP take?

A money transfer with PISP (USD-CNY) should arrive in seconds. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD

CNY

Should arrive

in seconds

Wise works nearly everywhere

Send money

Account details

Hold and convert money

Chinese yuan
Swift/BIC and IBAN
British pound
Swift/BIC, IBAN, Sort code and Account number
Euro
Swift/BIC and IBAN
United States dollar
Routing number, Swift/BIC, Account number and Account type
United Arab Emirates dirham
Swift/BIC and IBAN
Australian dollar
BSB code and Account number
Bulgarian lev
Swift/BIC and IBAN
Canadian dollar
Swift/BIC, Account number and Institution number
Swiss franc
Swift/BIC and IBAN
Czech koruna
Swift/BIC and IBAN
Danish krone
Swift/BIC and IBAN
Hong Kong dollar
Swift/BIC and IBAN
Hungarian forint
Swift/BIC, IBAN and Account number
Israeli shekel
Swift/BIC and IBAN
Japanese yen
Swift/BIC and IBAN
Norwegian krone
Swift/BIC and IBAN
New Zealand dollar
Swift/BIC and Account number
Polish złoty
Swift/BIC and IBAN
Swedish krona
Swift/BIC and IBAN
Singapore dollar
Bank name, Bank code and Account number
Turkish lira
IBAN
Ugandan shilling
Swift/BIC and IBAN
South African rand
Swift/BIC and IBAN

United Arab Emirates dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian leu
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
United States dollar
Uruguayan peso
Vietnamese dong
West African CFA franc
South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Wise is 100% reliable, uncomplicated and trustworthy! I will continue to use Wise in the future!

GGJ

Great, secure

Zahid

Easy to use and trusty never had an issue.

Michael

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