IBAN for Multibanco

Everything you need to know about Multibanco IBAN Numbers: what is their structure, where to find and how to use them. Any IBAN or BBAN account numbers we use on this page are provided as examples, and shouldn't be used to process a transfer.

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What is the IBAN code for Multibanco in Portugal?

IBAN for Multibanco in Portugal consists of 25 characters:

2 letter country code
2 digit check number
4 characters from the Multibanco's bank code
4 digit code for the Multibanco bank branch
11 digit code for the Multibanco bank account number
2 digit code for national code

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Multibanco IBAN example in Portugal	PT50000201231234567890154
IBAN in print format	PT50 0002 0123 1234 5678 9015 4
Country code	PT
Check digits	50
Bank code	0002
Branch code	0123
Bank account number	12345678901
National check digit	54

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How can I find my Multibanco IBAN number?

Finding the right IBAN number is crucial, but shouldn’t be difficult.

You can either work out your IBAN based on the example above, or find everything you need by logging into Multibanco online banking, or checking your bank statement.

If you don’t use the right IBAN number, your payment might be returned or sent to the wrong account. Get it right the first time by checking with your bank, or asking the recipient to provide the details you need, if you’re not sure.

Don’t forget, any IBAN or BBAN account numbers we use in this article are given as examples, and shouldn’t be used to process a transfer.

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Sending 1,000.00 CAD with	Recipient gets(Total after fees)	Transfer fee	Exchange rate(1 CAD → EUR)
Cheapest	678.51 EUR	0.00 CAD	0.678513
	676.63 EUR- 1.88 EUR	8.47 CAD	0.682409
	663.02 EUR- 15.49 EUR	0.00 CAD	0.663022
	659.79 EUR- 18.72 EUR	15.00 CAD	0.669838
	659.65 EUR- 18.86 EUR	1.99 CAD	0.660965

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Do you need an IBAN in Portugal?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Portugal, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

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