St George internet banking: the lowdown

St George is a Sydney-based bank offering a range of everyday and savings accounts, as well as credit cards, home and personal loans. The bank also caters to business and corporate clients.

In this guide, we’ll walk you through internet banking with St George – from how to login and account features to the security info you need to know. We’ll also look at alternatives to St George where it’s just as easy to manage your money online.

For example, open a Wise account and you can hold 50+ currencies¹, spend like a local when you travel and send money internationally with low fees and the real exchange rate.

Join Wise

But first, let’s take a look at internet banking with St George.

St George internet banking and app²

With its internet banking service, St George aims to make it simple and straightforward to manage everyday transactions. Once logged into your account, you can view recent statements, manage payments, move money between accounts and even set up mobile alerts for deposits or withdrawals.

The St George mobile banking app lets you do all of the same, but on the move and with a few extra smart features – we’ll look at these in a moment.

St George internet banking login³

To start using St George internet banking, you’ll first need to register. You can do this on the St George website, entering your date of birth, card/account number and phone number. You’ll then receive a Secure Code to your phone, which you can use to authenticate the process.

During registration, you’ll be asked to set a security number and password. These, along with a Customer Access Number (CAN) you’ll be given, are what you’ll use to login to internet banking.

You can also register for internet banking by downloading the St George app and following the steps. Once you’re all set up, you can login to the app quickly using your security number or even just your fingerprint⁴.

Services and features

All signed up for internet banking with St George? Here’s what you’ll be able to do once you login to your account⁵:

• Check account balances and transaction history
• Move money between your accounts
• Instantly view/download statements from the last 30, 90 or 120 days
• Send and receive payments in real-time
• Set up recurring payments
• Set up notifications and mobile alerts for deposits, withdrawals and changes to your account balance.

The St George app⁶ lets you do all of the above, but with a few limitations. For example, you might only be able to see your 10 most recent transactions on the Quick Balance view.

However, the app makes up for this with some bonus features, such as Expense Splitter and the option to track spending by sorting it into ‘Categories’.

Security

St George has a number of security measures in place to protect you while you manage your money online. These include⁷:

• Anti-virus protection and firewalls – all to prevent unauthorised access to the network
• SSL encryption to ensure information sent between you and the bank is secure
• Adaptive, real-time authentication
• Fraud detection platform – using features such as automatic timeout, lockout after too many incorrect password entries and Secure Code
• Dedicated 24/7 Fraud Detection team.

The mobile banking app is also protected by St George Secure measures, but the bank also recommends taking additional security steps⁸. For example, protecting your phone with anti-virus software, setting up a password lock and installing all certified security updates.

Some alternatives to St George

Of course, St George isn’t the only bank out there offering online money management. In fact, you don’t even need to use a bank, as there are other types of financial solutions and services available that could suit you better.

Here are just a handful of alternatives to St George for you to consider:

Wise
Open a free Wise multi-currency account and you can send money all over the world for low fees – and you’re guaranteed the real exchange rate. Even better, you can receive money for free.

If you regularly carry out international transactions, Wise could end up being up to 7x cheaper than your bank⁹. You can do it all online, and you’ll even get a Platinum debit Mastercard so you can spend like a local wherever you are in the world. Security is covered, as Wise uses bank-level security¹⁰ and is regulated by ASIC¹¹.

CommBank

If you’re looking to switch banks, CommBank offers flexible everyday accounts with easy-to-use internet banking. Once logged in, you can pay bills or people, keep an eye on your account balance and all the other features on offer with rivals like St George.

CommBank is hot on security¹², with 24/7 real-time monitoring and advanced fraud prevention technology. And its mobile banking app comes highly recommended, as it was rated Australia’s number 1 banking app in the Forrester Digital Experience Review 2020¹³.

ANZ¹⁴

Another bank alternative to St George, ANZ offers a number of flexible, smart ways to manage your money from anywhere. You can do everything from your ANZ online account from any compatible device. This includes all the basics (viewing statements, transferring money) plus extra features such as personalising your accounts, creating a PayID to receive payments, sending money overseas and much more.

Like other similar banks, ANZ has high-grade encryption and fraud detection systems in place to protect your money¹⁵.

It’s mobile banking app¹⁶ is user-friendly, straightforward and gives you lots of ways to stay on top of your money on the move. You can login with your fingerprint, and it even supports Voice ID as an extra layer of security.

86 400¹⁷

Billing itself as ‘Australia’s first smartbank’, 86 400 aims to give you real-time information about your finances and super easy access to your money. It’s a mobile-based platform offering no-fee online banking and smart features such as automatic bill prediction.

You can also sync it with your card, mobile or smartwatch for easy ways to pay, and bring in accounts from other banks so you can see everything at a glance.

86 400 uses the latest security technology, including advanced built-in protection and fraud detection mechanisms¹⁸.

And the name? 86,400 is the number of seconds in each day, all tying into the digital bank’s ethos of ‘real-time money management’.

And that’s all you need to know about internet and mobile banking with St George in a nutshell, along with a couple of alternative banks and money transfer services that could suit you better. You should now be all ready to choose the provider that works for you, login and start managing your money online.

Sources used:

Sources checked on 28-September 2020.