Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With Wise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.



Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

How long will a money transfer take?

Sending money from Sending money to Payment method Should arrive by
AED ZAR Debit Card
AED EUR Debit Card
AED ARS Debit Card
AED AUD Debit Card
AED BDT Debit Card
AED BRL Debit Card
AED USD Debit Card
AED BGN Debit Card
AED CAD Debit Card
AED CLP Debit Card
AED CNY Debit Card
AED COP Debit Card
AED CRC Debit Card
AED HRK Debit Card
AED CZK Debit Card
AED DKK Debit Card
AED EGP Debit Card
AED GBP Debit Card
AED GEL Debit Card
AED GHS Debit Card
AED HKD Debit Card
AED HUF Debit Card
AED INR Debit Card
AED IDR Debit Card
AED JPY Debit Card
AED KES Debit Card
AED CHF Debit Card
AED MYR Debit Card
AED MXN Debit Card
AED MAD Debit Card
AED NPR Debit Card
AED NZD Debit Card
AED NOK Debit Card
AED PKR Debit Card
AED PEN Debit Card
AED PHP Debit Card
AED PLN Debit Card
AED RON Debit Card
AED RUB Debit Card
AED SGD Debit Card
AED KRW Debit Card
AED LKR Debit Card
AED SEK Debit Card
AED TZS Debit Card
AED THB Debit Card
AED TRY Debit Card
AED UGX Debit Card
AED UAH Debit Card
AED UYU Debit Card
AED VND Debit Card

How to send money abroad instantly?

Use our calculator to get an estimate for your transfer.

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

Choose the fastest payment option.

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

Complete the transfer.

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 21% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at

I love them, best alternative to everyone I suggest
Denis Nikolov
Published 21 hours ago

Convenient, swift, minimum fees, maximum flexibility - marvelous!
John Hooper
Published 21 hours ago

Wise offers the easiest and fastest solution to money transfer I have ever seen. The prices are reasonable and service impeccable
Bjarne Lemmich
Published 22 hours ago
Reviews from:

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  1. You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  2. You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  3. All transfers should be instant — we’re on a mission to bring you just that.

Save money and time on international money transfers

Join over 10 million users enjoying fast, low-cost, and secure online money transfers.

Send money now